Any person who is a Resident of India, between the age of 18 years and 70 years can propose for this insurance.
This Insurance is also available for spouse (Maximum age of 70 years) and dependant children (Minimum age of 5 years) on payment of relevant premium.

Death Benefit: In the unfortunate event of fatal accident, the Sum Insured will be paid to the nominee of the Insured Person.

Permanent Total Disablement: In the unfortunate event of an accident resulting in Permanent Total Disablement, the Insured Person will be paid the Sum Insured.

Permanent Partial Disablement: In the unfortunate event of an accident resulting in Permanent Partial Disablement, the Insured Person will be paid a specified percentage of Sum Insured, according to the disability which has been listed in the policy.

Education Grant: In the event of death or Permanent Total Disablement (PTD) of any of the Insured Parent due to an accident as defined in the Policy, the Company shall pay educational grant for the dependent Children who are in full term education as under:
    - One dependant child: Rs.5000/- per policy
    - More than one dependant child: Rs.10000/- per policy

Rs.10000/-towards Transportation expenses of mortal remains in case of accidental death of Insured person.

If the policy is claim free and is renewed without any break, the benefits under death and Permanent Total Disablement coverage are increased by 5% for every claim free year up to 25%.

No medical examinations or lengthy forms are required to enroll to Accident Shield Online.

The cover starts from the date of payment by your credit card in the payment gateway.

Yes, all you need to do is, call our customer service or write to them to inform about your intention to cancel the policy. However, refund of premium will be on short period rates. Please go through the policy terms and conditions for complete details.

In the event of claim, your family/next of kin needs to intimate us in writing, or over the phone to our Customer Services Toll Free Number 1800-3458899.

They can also intimate the claim online, or download the claim form from the website.