Insurance Savvy
 | |
Take Care of Your Family with Family Health
Insurance
Having a health insurance policy is a must for everyone, especially for those of us who have to take care of the health of our family members and our own. As individuals we might put off taking a health insurance plan for ourselves, but when you have children, it isn’t really advisable to put this decision off for another day.
Health care can be expensive, so when you are looking for a health insurance plan, you should look for plans that are both affordable, and offer the health coverage you need. To ensure your family is well protected, it is important to choose the right kind of health insurance.
A Family Health Insurance policy takes care of the medical emergencies and health care costs of your family in circumstances when things don’t turn out the way you want it to. Also, known as floater insurance, it is ideal for your family’s health care needs. This policy covers the entire family under one insurance policy and one premium. The benefits and coverage are shared by all the members of the family.
What are the benefits of taking a Family Health Insurance Policy?
- Cashless settlement of claims is a primary benefit of this policy. This means that the insurance company will pay the hospital directly, and the insured need not spend anything out of his pocket.
- Basic family health insurance coverage includes costs of medical care and treatment of ailments and accidents that need hospitalization for a period of more than 24hrs. This includes coverage of Pre hospitalization and Post hospitalization expenses for 30 days and 60 days respectively
- Family health insurance plans also include benefits of tax exemption as stated under Section 80D of the Income Tax Act.
- Some insurers also offer Ambulance charges in an emergency subject to a certain limit per claim
- Also get no claim bonus for every claim free year
- In case of no claims for 4 consecutive period of insurance, you could get the additional benefit of reimbursement of your Master Health Check up charge
Smart Tip: Buy Online, Save Money, Time and TAX!
Notice of Confidentiality : This transmission contains information that may be confidential and that may also be privileged. Unless you are the intended recipient of the message (or authorised to receive it for the intended recipient) you may not copy, forward, or otherwise use it, or disclose it or its contents to anyone else. If you have received this transmission in error please notify us immediately and delete it from your system.