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  • Buy Royal Sundaram Car Insurance
  • Royal Sundaram Car Insurance Online

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    Get a Car Insurance quote in 5 minutes and buy online without documentation. Save 40% on your premium and enjoy the benefit of our hassle-free claims service.

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  • Key Features of Car Insurance Online

    Car Insurance is governed by the India Motor Tariff Act. The key features are: 

      - Protection from loss of car or damage to your car with Auto Car Insurance plan.
      - Unlimited Liability for Third Party death/ injury Claims with Auto Car Insurance policy.
      - Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs.
      - Speedy authorisation of repairs to get your car back on the road.
      - Personal Accident Cover for you, your paid driver and the occupants in the car.
      - Customer Helpline to give you support and guidance when you need it.
      - Efficient and worry free claims service to give you peace of mind only with Auto Car Insurance plan from Royal Sundaram.
      - First Information Report is not required (Unless legally mandatory).

     

  • Extra Benefits of Car Insurance Online

       - Special Model Wise Discounts on Own Damage Premium for your car only with Auto Car Insurance plan
       - Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs.200/
       - for a valid Member of Automobile Association of India
       - Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car
       - Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage with Auto Car Insurance plan
       - Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/-
       - Transfer of No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram’s Car Insurance Policy Online

  • Car Insurance Online Policy Coverages

    a) Loss or damage to your car: This Royal Sundaram Car Insurance policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities

  • What is covered in Auto Car Insurance Policy What is not covered in Auto Car Insurance Policy
    - Accidental & External Damage - Wear and tear, Depreciation or any consequential loss
    - Fire & Explosion - Mechanical/ electrical breakdown
    - Riot & Strike - Damage caused by a person driving the car without a valid license
    - Malicious Act - Damage caused by a person driving the car under the influence of alcohol or drugs
    - Burglary, housebreaking/ Theft - Other exclusions as per the policy terms and conditions
    - Landslide
    - Transit
    - Earthquake
    - Storm and Flood
    - Terrorism

  • b) Liability to Third Parties (Additional Auto Insurance Policy Covers)

  • What is covered in Auto Car Insurance Policy What is not covered in Auto Car Insurance Policy
    - Legal protection for death or injury claims
    from third parties
    - Damage to your personal
    property
    - Legal protection for damage to third party
    property
    - Costs and expenses incurred
    without our prior written
    consent
    - Legal costs and expenses - Other exclusions as per the
    policy terms and conditions

  • C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs.

    Extra Covers offered under Car Insurance Online Policy

       - Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person
       - Personal Accident Benefits for you, your paid driver and occupants of your car
       - Legal liability to paid driver employed in connection with the operation of insured private car
       - Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car
       - Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car - Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book


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IRDA Registration NO: 102. Granted on October 23, 2000.
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