For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

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Car Insurance

Car InsuranceCar Insurance Car Insurance
Get a free car insurance quote online from Royal Sundaram. Our car insurance policy offers customers an exciting array of features such as free road-side assistance, cashless claim at network garages and 100% Insurance cover on your Invoice.
 
Car Shield - the Royal Sundaram car insurance policy, offers you the best insurance deal for you and your car. Royal Sundaram understands that your car is one of your most prized possessions. It is also mandatory by law to have your prized possession insured. Car Shield the Royal Sundaram car insurance policy, not only safeguards you by law, it also safeguards you and your car. Get an instant Car Shield quote to either: 
 
>>  Buy New Car Insurance

>>  Renew Car Insurance from any Insurer or Renew your Royal Sundaram Car Insurance Policy


What is Covered by Car Shield?

Car Shield is truly designed to make you and your car safe. This car insurance policy gives you insurance cover for accidental damage caused to your car or another vehicle, or injury or damage to any 3rd party. Loss of or damage to your car through fire or theft is also covered buy our policy.
  •  Cover damage to your car, theft of parts and/or all your accessories.
  • Optional Personal Accident cover of up to Rs. 2 Lakh for co-passengers.
  •  Third party cover up to Rs. 7.5 lakh, legal liability to paid driver.
  •  Choose from a host of add-on covers, for added protection and coverages including, Depreciation Waiver on plastic or metals parts in case of partial loss or claim, replace windshield glass without affecting your No Claim Bonus, insure your car for 100% of the List Price and get back the total invoice value of the car in case of total damage or theft.
 

Why Choose our Car Insurance Policy?

  • Free vehicle inspection at your door step, in case of break in insurance, and facility to buy online within 24 hours.
  • We facilitate cashless facility all over India.
  • Get 24x7 Roadside Assistance in case of emergencies due to accidents.
  • Dedicated 24X7 helpline in case of claim.
  • Get personal care with a dedicated personal relationship manager to guide you in case of an accident and to take you through the claims process.
  • Speedy authorization of repairs to get your car back on road quickly.
Get a Car Insurance Quote in 2 minutes and buy online without any documentation. With our comprehensive cover, in the event of an accident, we will provide emergency towing assistance for the vehicle to be towed to the nearest authorized garage if on the spot repair is not possible. Royal Sundaram offers car insurance for top car manufacturers across India.

Royal Sundaram's Buy Online Facility is available for the following options:
 

Renew or Buy Car Insurance Policy Online:

Renewing or Buying a Car Insurance Policy has never been this easy. You can do it online in 3 easy steps. All you have to do is:
 
  • Step 1 - Fill out our online form with the vehicle details.
  • Step 2 - Calculate Premium.
  • Step 3 - Pay online and get your policy document.

You can pay using your Debit/Credit card or through internet banking.
 
car_insuranceBuy Now Renew Policy
 

Benefits of Renewing/Buying Policy Online:

  • Instant Policy.
  • No documents.
  • Online assistance.
  • Pay using debit/credit card.
  • Special Model wise Discounts on Own Damage Premium.
  • Transfer No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram.
     

Car Insurance Renewal :

1) Renew Existing policy from Any Insurer


You can renew your existing car policy from any insurer using Royal Sundaram's buy online facility. All you need is the details of your previous policy and the registration details of your car which is available in the Registration Copy (RC). You can also transfer the No Claim Bonus from your previous policy.
 

2) Renew Lapsed Car Policy


You should never allow your car policy to expire; however if this happens due to some unavoidable reason, we can help you renew it online.

Just follow the steps given below:
  • Step 1: Calculate premium and get a quote, and our online sales representative will arrange for a FREE vehicle inspection at your doorstep (at your home/office wherever your car is parked) on the same day.
  • Step 2: Once we receive the inspection report we will notify you.
  • Step 3: You can then buy online within 24 hours if inspection. Please note: it is important to buy your car insurance policy within 24 hours of inspection as the vehicle inspection report is valid for 24 hours.
     

3) Renew Royal Sundaram's Car Policy


If your vehicle is insured with Royal Sundaram, please use our InstaRenew Facility to renew online. Just fill in the Policy Number and Expiry Date of your Royal Sundaram policy and pay using debit/credit card or through internet banking. If you need assistance in renewing your Royal Sundaram car insurance policy just send us an SMS:

Type MRENEW <space> POLICY NO (16-digit) and send to 9230005727

In case of a claim, you can notify us by sending an SMS:

Type MCLAIMS <space> POLICY NO (16-digit) and send to 9230005727

You will receive a response from us within one business day.
 

Buy Insurance for Brand New Car:

Buying a new car? We provide insurance for Brand New Cars as well. Before you go ahead with the purchase, check out the premium offered by us for your Brand New Car.

You can Transfer the No Claim Bonus from your old car policy to the Brand New Car you are purchasing.

To get information about Brand New Car Insurance Plan just send us an SMS:

Type MOTOR and send to 9230005727
View Our Emergency Motor Claims Helpline
Location
State
Mobile
Bangalore
(Karnataka)
98455 11123
Chennai/Pondy
(TN)
99406 11123
Cochin
(Kerala)
99953 11123
Hyderabad
(AP)
99493 11123
Delhi
(North)
99102 11123
Kolkatta
(East)
98313 11123
Mumbai
(West)
98190 11123

See how much you can save by getting an instant car insurance quote. Or feel free to call one of our dedicated insurance advisors for help on 1860 425 0000. car_insuranceBuy Now Renew Policy  

Customer Reviews

Average Rating 4.4412345(Based on 90 ratings)

90 Reviews
Reviews (90)
Car Insurance
24 Feb 2015
Chennai

Good work and fast response in getting Car Insurance policy through online insurer appreciating for royal sundaram, keep up the good work.

24 Feb 2015
Kolkatta

Excellent Car Insurance online renewal service. Hope same service levels apply in the unfortunate event of claims too. Thanks

23 Feb 2015
Trichy

First time came across cashless for cars kind of impressed and got my Car Insurance policy from Royal Sundaram.

21 Feb 2015
Hosur

Well supported by the team through phone while preparing the car insurance policy quote online..Expecting similar response during claim too..

21 Feb 2015
Delhi

I have vehicle insurance from R. S. since Sept 2011 and I found it very particular in reimbursement of any claim is made against vehicle accident. Hence I thought to buy Health Policy.

21 Feb 2015
Kolkatta

Your pre sales customer service is very good. Hope your post paid service after purchasing the Car Insurance policy will be equally good.

18 Feb 2015
Bengaluru

Insured my car with Royal Sundaram. Online service was excellent. Strongly recommend RS Car Insurance policy.

17 Feb 2015
Mumbai

Overall good experience while getting my Car Insurance, I hope the same remains during this 1 yr tenure.

17 Feb 2015
Gujarat

I have been satisfied with the online Motor Insurance policy purchase process.

17 Feb 2015
Bengaluru

Excellent support from your Staff. Were very Informative and Coordinative throughout the Car Insurance purchase process.

15 Feb 2015
Hyderabad

Good service online! Please also keep up with such good service offline when it comes to claims and other customer service related to my Car Insurance!

14 Feb 2015
Punjab

I had a good experience in buying Car Inusurance policy online its easy and hope this will continue during claim settlement.

14 Feb 2015
Chennai

Very Good and easy Car Insurance Process. Really Appreciate.

14 Feb 2015
Rajkot

The experience of purchasing the motor insurance policy was very nice; hope I get the same type of experience, in case I have to claim for which the policy has been taken.

03 Feb 2015
Mumbai

Good experience to purchase Car Insurance on internet.

29 Jan 2015

It is a pleasure to deal with Royal Sundaram. be it the Car Insurance or Hospital Cash Insurance or Overseas Travel policy, they are very prompt in clarifying the doubts. prompt reminders for renewals and their On Line renewal facility makes it a pleasure to deal with them. Has never had any occasion to give a complaint. My Hospital cash policy is more than 12 years old and I prefer to deal with Royal Sundaram always.

27 Jan 2015

I have been a motor insurance customer with RS for about 8 years and have had hassle free claims experience with them. The prices are also quite reasonable if you negotiate hard. They even helped me with transferring my NCB from an old car to new - it took a little while for the NCB to reflect in their systems; so I had to pay the full premium for the new car and the NCB was refunded to me once the transfer reflected. The only reason for 4 star is because they hiked my premium up irrationally, following a major accident. However, they have serviced the claims arising from that accident quite diligently. Would have probably liked them to bear with me for some more time, instead of outpricing themselves to me.

26 Jan 2015

Imp point here: I do compare premium from different providers and then select RS. Its merely Rs 200 - 300 difference that also in some case only but then you buy complete peace of mind. Recommendation : Highly recommended for new car owner. Go for Full IDV and Zero Dep. Plus is insurance for driver/ co-passenger. Experience: I got amazing experience with Royal Sundaram Car Insurance. First yr of my car, I loved the insurance and 2nd yr of my car I liked it :). Reason for less star is just an improvement in the services and NOT anything non serviced. I was suggested to buy RS from outside and online and not from Car dealer (You can save money) by my brother-in-law. As I was too much worry about this and that when I was buying my first car. And now I will buy third yr policy from RS only. Improvement: When a car is having multiple scar marks (and dents) also, those appear not logical to fit in one accident pls look in closely to consider in ONE. As sometime really it happens.

22 Jan 2015

I generally have a good experience with Royal Sundaram Car Insurance. But there are scope for improvements in their online management system which will make them the king of the insurance companies. Pros: 1. The claim settlement speed is comparatively good. 2. Good web based customer support through e-mail and chat services. 3. The customer support is polite, responsive and patient.

22 Jan 2015

Excellent service. Could not find a fault in the last 4 years! I Hold a Motor Insurance Policy with Royal Sundaram. I did not find any laxity in the follow-ups, in spite of my vehicle being old and not a high premium opportunity. Keep the good service going!

20 Jan 2015
Pune

Had good experience in past with health policy so expecting the same for my car insurance policy.

20 Jan 2015

I have so far had a very smooth experience when it came to Renewal of my policies. Their Online Instant Renewal of the Car Insurance policies is excellent. Royal Sundaram also has a very friendly and professional customer service.

16 Jan 2015

Thanks for the hassle free process. I save on my Car Insurance premium also as offered by the dealer.

16 Jan 2015

RS online offering help us to keep me update on my motor insurance policy renewal instantly get all information on my finger tip. great experience

09 Jan 2015

I am having Motor Insurance Policy with Royal Sundaram. Experienced Superb Service so far. Keep up the good work.

07 Jan 2015

Buying Car Insurance policy online is surely a great experience ! Hope, the post product services would be equally good. Other than regular on road facilities, car wash coupons also should be provided.

06 Jan 2015

Great Experience and hope to have a good experience if required in future too on my Motor Insurance Policy.

05 Jan 2015

Thank you very much for increasing IDV of our WagonR and providing very prompt service. Highly Recommend Royal Sundaram Car Insurance Policy.

29 Dec 2014

I m switching over my Car Insurance policy from Bajaj to Royal , hope will get better service from them.

23 Dec 2014

I am with Royal Sundaram with my car insurance and really liked the service...so opted for Home insurance as well. Thanks.

23 Dec 2014

It was a good experience while taking the Motor policy. Hope this will be the same when there is a claim made.

20 Dec 2014

Thank you. As a Motor Insurance customer, I reposed my faith in Royal Sundaram by changing earlier insurer in less than 15 minutes. Looking forward for a service commitment from Royal Sundaram in return.

09 Dec 2014

It Was Great Experience , Buying Comprehensive Policy Online . Royal Sundaram Made It Too Easy For Me . Thanks To The Executive Who Assisted Me To Get The Best Car Insurance Policy , Suitable For Me.

05 Dec 2014

Having a Car Insurance policy with Royal Sundaram. Overall satisfied with the service. Looking forward for the same during the insurance cover period.

21 Nov 2014

The whole process was smooth. I got a call from Sundaram executive who provided me with clear details about the options and helped me buy the Car Insurance policy online.

21 Nov 2014

Totally Delighted. Gokul is an amazing guy with ample patience to serve. He helped me a lot with the proposal. He Was efficient with all answers to my question realted to Motor Insurance. Strongly recommend Royal Sundaram.

17 Nov 2014

Excellent Step by Step approach by your Call Center Executive. Clear Communication and perfect guidance during the Car policy purchase. God Bless a Team Like that.

15 Nov 2014

Impressed by Online Guidance by RS Team. Rate and Benefits offered was also the best. Purchasing Car Inusrance Policy online was never easier before and cannot be more easier than NOW.

13 Nov 2014

I Was Earlier Royal Sundaram Customer. I Had Insured My Previous Car For More Than 8 Years With Your Company. I Appreciate Your Company Representative Mr. Pradeep For Guiding Me In Filling Up The Form.

12 Nov 2014

The process seemless, Excellent service, The Surveyor was onsite in no time. Very good customer experience, Special thanks to Prithvi in helping me out in getting my Motor Insurance Policy.

23 Oct 2014
Delhi

I am so satisfied with the ease procedure and most importantly the Motor Insurance premium. Great Service!

21 Oct 2014
Jharkhand

Having Motor Insurance policy from Royal Sundaram. Its fantastic till now but wish to have same support incase any emergency looking forward soon.

11 Oct 2014

Process was smooth and the executive assisted me in getting my Car Insurance policy and handled the whole process very smoothly.

10 Oct 2014

This is an excellent service, the car insurance through dealer was expensive by Rs 3200 and I got fabulous benefits with a lower amount. The Staff are also extremely courteous and helpful.

09 Oct 2014

I have bought a zero dep policy ,thanks to Mr Prithviraj Ganesan for explaining me what exactly i wanted. This was my first time buying a Car Insurance policy and he explained me all the things which i should opt.

07 Oct 2014

Buying was easy and I would expect to see Car Insurance cover with more features.

04 Oct 2014

The customer service executive, Gokul who helped me was beyond expectation while purchasing my Motor Policy, I have never seen anyone give this kind of 5 star service.

03 Oct 2014

I already have a mediclaim policy and satisfied with it. When it come to motor insurance I chose Royal Sundaram.

29 Sep 2014
Delhi

I thought of getting Car Insurance policy with Royal Sundaram. We Got Excellent Response about Your Organisation After Consulting Our Good Friend Mr. Subhash Chand Choudhary.

26 Sep 2014

We purchased the car from M/s Sundaram Motors. Having known the name ROYAL SUNDARAM, i thought to go for CAR Insurance from the same sundaram group.

15 Sep 2014

I had contacted other motor insurance vendors...they were very laid back and unprofessional. Royal Sundaram rep was very diligent and thorough...he seemed more driven to have the insurance done than even me! Within 2 days, the paper was completed. I am a happy customer.

12 Sep 2014

I had logged on to policy bazar for getting comparative quote for my car renewal policy. I got quick good feedback from Mr Kartiken of Royal Sundaram and after two three telecons, I paid online and got my insurance policy from royal sundaram.I am very much satisfied with prompt service . However a small issue, i also wanted personal accident insurance cover ,but despite my two telecons and assurance made, i never got any call back from any royal sundaram executive.

08 Sep 2014

I puchased a used car (Santro) and the existing Car Insurance was some other Co.(which I don't want to disclose for privacy purpose) and when I contacted for transfer of Insurance in my Wife's name, there was no positive response from that Co. Then, I contacted Royal Sundram, and within a day, I got the new Insurance for my Car. The service is very good, and I got very clear idea and guidance from Royal Sundram. I tjat way, Royal Sundram is unique in its services.But, I have some queries regarding Insurance claims etc. I will be much more glad to get my doubts cleared at the earliest.

20 Oct 2012
Delhi

I was able to complete most of the stuff online. One would get response to query. Sales team showed real customer care. Premium prices was comparable.

15 Oct 2012
Bangalore

We bought an Auto Insurance policy from Royal Sundaram and were quite impressed that we got a call-back instantaneously - that too on a Sunday! The entire process was quick and efficient, the rates were most competitive. Overall, it was a great experience!

30 Sep 2012
Chennai

I had two medical insurance policy and a car insurance policy. The claims till date has been settled satisfactorily. But one of my medical insurance policies were not renewed, beacuse I missed the renewal letter and did not pay the premium in time. I think there should be a considerable grace period. Also the online renewal was not that easy. But the customer service was helpful after initial tardiness.

29 Sep 2012
Ahmedabad

My experience with royal sundaram company for insurance has been really good. Online premium option is really very very cheap than the insurance premium you take from a retailer. Secondly, when I kept my motor car for insurance claim, the whole Royal Sundaram team was extremely supportive and took my claim in all possible and correct manner for the damages and helped in getting my car back with a smiling face for me. Neither the dealer of Hyundai complained for the services of insurer nor i had any odd views. I wish the entire team best wishes. Please help all of us as customers with the same respect and responsive services over more years to come and I am sure your efforts and respect for customers will help us get aligned with you over many years to come.

28 Sep 2012
Bangalore

Recently I have switched my car insurer Royal Sundaram and unfortunately I met with an minor city accident the same day I got the policy. But the service I got from Royal Sundaram is commendable. The responses/payments were prompt and service was very helpful. I'm happy to have insured with them.

25 Sep 2012
Delhi

Royal Sundaram insurance company has excellent service. As soon as I sent my query to them online, I received a call within few minutes from them and they answered my query. I appreciate their customer service as well.

22 Sep 2012
Kolkatta

Great insurance provider, wouldn't hesitate to renew my insurance with them.

20 Sep 2012
Bahadurgarh

For tension free life "Royal Sundaram Aliance Insurance" is the best option. I'm totally satisfied with the services.

16 Sep 2012
Bangalore

Good....would like to keep it up.

15 Sep 2012
Bangalore

I want to register my heart felt appreciation for Royal Sundaram for their stupendous customer service. They were very patient with me and kept their word whenever they promised a callback. I had a policy with HDFC Ergo for my car insurance. After experiencing some lousy service from them I decided to give Royal Sundaram a try. Royal Sundaram's attitude and professionalism came as a big surprise. I would surely recommend Royal Sundaram to my friends and colleagues. Keep up the great work!

15 Sep 2012

I have Honda Assure from Royal Sundaram for the past two years, and both my claims were settled to my satisfaction.

12 Sep 2012
Chennai

The services of this Insurance co. is Royal as appear in their name. I would like to continue my policies with them.

10 Sep 2012
Mumbai

Renewal was effortless online, but look forward to new garages and service centers to offer cashless cover.

05 Sep 2012

It was a great experience this time for renewal , but only thing is missing was discount option! Plus I added LPG kit on sundries but it was missed on original doc. Is there any chance of portable facility of Health Insurance from co to co! Please respond ASAP.

02 Sep 2012
Bangalore

Its a pathetic experience with Royal Sundaram. They are least bothered about customers. i have taken one online insurance policy for my 4-wheeler. When i tried to claim for the insurance, they started saying so many nonsense reasons and finally they didn't accept my claim. When i tried to cancel my policy, they didn't allow me to do so. Its a worst experience for me and i would like to share it with you. I advice, dont go with Royal Sundaram even though their policy premium is lesser than other companies.

31 Aug 2012

I’m so happy, I chose Royal Sundaram over the others. Their quick claims-settlement during my recent accident, proved just why their Car insurance policy is one of the best investments one can make.

12 Jul 2012

Wanted a car insurance policy for my new ride last month. Looking over the policies online, I found Royal Sundaram the best one for my needs and requirements. It gives me good flexibility regarding coverages.Could not have asked for a better plan. Highly Recommended!

29 Jun 2012

My experience with Royal Sundaram has been great! Before getting myself an car insurance policy, I already had their medical cover. The customer service here is amazing. Go for it! No regrets here.

27 Jun 2012
Hyderabad

Thanks a Lot for your support and quick response. Your service is really great.

02 May 2012

Ever since I have bought the Motor Inusrance policy with Royal Sundaram, I have been completely satisfied with the experience. Now I’m no longer worried on the daily commute to work. So, if you are looking for the plan with thoughtful benefits, this is perfect for you.

10 Apr 2012
Chennai

After hours of searching, I could not find any adequate plan offering the right coverage. But, looking at the features and benefits of Royal Sundaram car insurance, I wasted no time and bought it right away. The step-by-step guidance made it an absolute breeze. I would recommend this for all! Awesome stuff.

20 Mar 2012
Chennai

Thank you for the "No Claim Letter". I appreicate your help and prompt customer service rendered.

16 Mar 2012
Delhi

Thank you very much for revised (Correct) premium notice, which I shall pay before the due date, that is, before 28/04/2012. I once again thank you for your prompt and efficient service and wish to state that the issue has been sorted out to my full satisfaction. Keep it up.

01 Mar 2012
Delhi

Thanks for the prompt response and policy endorsement of my car.

09 Feb 2012
Bangalore

Thank You all for your immediate response on my mail & quick delivery. I have received the hard copy of my motor policy yesterday ie. 08-February-2012. The immediate response that I received from your end from the time I had registered online till the time I received the document (Hard Copy) is highly appreciable. Least to mention Customer service team to were very helpful & polite. I have already communicated the commendable work Royal Sundaram Team has done, to my superiors & friends in the aspect of customer support & timely help.

15 Dec 2011
Bangalore

It was a pleasure interacting with RS representatives. I have just purchased a new Volkswagen Polo registered on dt. 15/12/2011 and would like to include the following under my insurance coverage.

29 Nov 2011

Thanks a lot for sending the policy as per ETA. Very prompt service.

23 Nov 2011
Paramakudi

I am in receipt of your Claim DD. I thank you and all your team members for the excellent service provided and settled my motor claim at the earliest.

10 Nov 2011
Mumbai

First of all let me thank you for the excellent and timely service rendered to me. It was really a pleasent surprise to have received motor policy document in less than hour time.

24 Oct 2011

I have just purchased online an insurance coverage for my car. Thank you very much for the quality service provided by royal sundaram.

04 Oct 2011

Services like this sets an example, re-affirming our trust and confidence in RA as a renowned brand. It helps in continuing and growing the strong relationship. FYI we have additional health policies and have also recently opted for the newly launced RA Car Insurance.

26 Sep 2011

Thanks for expediting the process of endorsement for my Vehicle .

05 Sep 2011

Thank you very much for sending me amendment letter of my motor policy showing new address. I appreciate quick action.

10 Aug 2011
Chennai

I just purchased an insurance policy for my vehicle. I transferred my policy from another insurer. I had a lot of queries regarding this as well as the different add-ons to the car policy... In this regard, I spoke with one of your representative. He was fantastic! The way he answered all my queries, understood my needs & helped create a customized quote was way beyond my expectations!!!

12 Feb 2011

Thanks a lot for providing valuable service on time and resolving my car insurance query.

10 Feb 2011

Thank You very much for your immediate attention in resolving my Vehicle insurance query.

08 Feb 2011
Hydrabad

Today I received the hard copy of the Motor policy. I appreciate your service.

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