Car Insurance Features & Benefits

Damage to your car

This Motor Insurance Policy provides protection for your car from loss or damage caused by misfortunes such as impact, fire, theft, riot, strike, storm, flood, landslide, malicious act and earthquake.

Legal Liability to Third Parties

This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs. 7.5lakhs. Car Insurance Online also includes cover for your legal costs and expenses agreed by Royal Sundaram.

Personal Accident

Under this Online Motor Insurance we provide the Owner Driver a Capital Sum Insured of Rs. 2 lakhs for death or permanent total disability. We also provide an option to insure other named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries.

Wider Legal Liability for your Paid Driver

Motor Insurance Online also gives you the option to provide for a wider cover of your legal liability to your Paid Driver, over and above what is offered as per the Workmens Compensation Act.

Deductible

Motor Insurance Online includes a deductible of Rs.500 for cars not exceeding 1,500cc and Rs.1,000 for cars exceeding 1,500cc. This means that you pay the first amount of each claim for loss or damage to your car. This policy gives you the opportunity to get a discount on the premium if you choose to increase this deductible. The discount is allowed from the Loss or Damage Section premium.

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