Royal Sundaram General Insurance Company
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  • Claims procedure for Breakdown claims

    - Intimate Royal Sundaram's Call Centre regarding your claim with the policy details
      through toll free 1800 345 88 99 or Mobile: 9444448899 or through email at
      customer.services@royalsundaram.in
    - Royal Sundaram will send a claim form to you immediately.
    - On receipt of the duly filled in claim form and the estimate of repairs, Royal Sundaram
      will depute a Surveyor to assess the loss.
    - The surveyor will assess the loss and give go ahead to the repair or replacement
    - Once the repair/replacement  is over, surveyor will visit again and confirm the repair
      and submit his report to Royal Sundaram
    - The insured submits the bills / receipts to the Company.
    - Additional documents required, if any, will be called for.
    - Net Liability will be arrived based on the surveyor's recommendation and other
      deductible viz, depreciation, excess, salvage etc as per the policy condition
    - Cheque will be despatched to you if the claim is admissible, otherwise a denial letter
      will be sent.
    - Please note that if repairs or replacement is carried out before our surveyor inspects
      the items covered, no claim will be payable under the policy.


    Claims procedure for Fire

    - Intimate Royal Sundaram's Call Centre regarding your claim with the policy details
      through toll free 1800 345 88 99 or Mobile:944448899 or through email at
      customer.services@royalsundaram.in
    - Royal Sundaram will appoint a surveyor to inspect the damaged item immediately on
      intimation.
    - Royal Sundaram will send a claim form to you immediately.
    - Surveyor will assess the loss and give go ahead to the repair
    - Insured to hand over the filled up claim form along with fire brigade report,
      bills/receipts etc to the surveyor.
    - Insured to also give any additional document sought by the surveyor
    - Surveyor submits the report to Royal Sundaram.
    - Company shall call for additional documents required, if any
    - Net Liability will be arrived based on the surveyor's recommendation and other
      deductible viz, depreciation, salvage, excess etc as per the policy conditions.
    - Cheque will be despatched to you if the claim is admissible, otherwise a denial letter
      will be sent.
    - Please note that if repairs or replacement is carried out before our surveyor inspects
      the items covered, no claim will be payable under the policy.


    Claims procedure for Burglary

    - Intimate Royal Sundaram's Call Centre regarding your claim with the policy details
      through toll free 1800 345 88 99 or Mobile:944448899 or through email at
      customer.services@royalsundaram.in
    - File an FIR regarding the burglary immediately on notice of the same
    - Royal Sundaram appoints a third party investigator to meet you to collect information/
      records.
    - Investigator meets the insured and collects information regarding values of items lost.
    - Insured to submit the filled claim form along with details of items stolen
    - Insured to obtain Non Traceable Certificate from Police and submit the same to Royal
      Sundaram
    - Claim will be scrutinized and additional documents required if any, will be called for.
    - Cheque will be despatched to you if the claim is admissible, otherwise a denial letter
      will be sent.


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Royal Sundaram Alliance Insurance Co Ltd. All Rights Reserved.
Insurance is the subject matter of solicitation.
IRDA Registration NO: 102. Granted on October 23, 2000.
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