

Our Individual Health Insurance plan is a comprehensive Health Care Insurance package offering personal health & medical cover. These health plans are specially designed to offer complete protection to the insured and his family. You can cover your spouse, children (above 90 days) and dependent parents (up to 50 years) from all health worries. However, renewal for the personal health insurance policy is accepted only up to 70 years.
With the Royal Sundaram Individual Health Insurance policy, you will also have access to value added services like cashless treatment (subject to conditions and authorizations) at a list of hospitals provided by us, a 24 hour helpline and ambulance referral facility at no additional cost. This health care plan has been designed to ensure that you and your family get the best medical treatment at any time when you need it.
Key Features of Individual Health Insurance Policy
- Instant Individual Health Insurance Coverage.
- No Documentation required for Individual Health Insurance.
- Personal Health Cover, No Medical Examination required.
- Income Tax benefit under section 80D of the IT Act with the individual health plan.
- Family Discount of 10% for covering 3 or more family members under a single personal health insurance policy.
Royal Sundaram Individual Health Care Insurance Card
This Health Care Insurance Card is specially designed exclusively for all Individual Health Insurance Online customers of Royal Sundaram. It enables you to use the services of our Network Hospitals and provides you with Cashless facility at over 3000 hospitals across 166 cities in India.
Your Individual Health Insurance Online card will be of great significance. You can undergo treatment in any one of the Network Hospitals and walk out without paying any of your medical expenses, which are covered under Online Personal Health Insurance policy. All you need to do is call TPA on the 24-hour helpline and take an authorisation. All your expenses will be settled directly with the hospital (subject to exclusions and conditions). In case you want to go to any hospital other than the Network Hospitals, you will have to pay the bills and get it reimbursed by us.
Individual health insurance offered by Health Shield Online simplifies personal health insurance plans a great deal and makes it more convenient and easy to understand, since one of its unique feature is easy documentation and hassle-free claim settlement.
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