Health Plans
Health Insurance Plan and Premium
One year ( Premium inclusive of Tax) Age Group 100,000 150,000 200,000 250,000 300,000 400,000 500,000 91 days-25 1151 1581 1850 2271 2776 3589 4038 26-40 1861 2791 2947 3944 4420 5598 6871 41-45 2182 3272 3746 5016 5681 7116 8734 46-50 2731 3752 4956 6218 7710 9768 11026
Two year ( Premium inclusive of Tax) Age Group 100,000 150,000 200,000 250,000 300,000 400,000 500,000 91 days-25 2187 3002 3515 4316 5275 6819 7672 26-40 3536 5302 5601 7493 8397 10637 13056 41-45 4146 6217 7117 9527 10674 13521 16595 46-50 5189 7129 9419 11816 14649 18559 20949
*Family Discount 10% for covering 3 members or more.
For more details please refer the policy terms and conditions
Renewal Disclosures for Health Insurance Plan:
1. For this Health Plan premium will be charged based on the age band in the premium table and is subject to a maximum increase of 25%. Any further increase is subject to IRDAs approval.
2. In case of a claim during the expiring policy then the renewal premium will be loaded as per the following grid Ratio of
Claims to Premium Loading %
Upto 400% Nil
400% to 800% 25%
800% to 1200% 50%
1200% to 1600% 75%
Above 1600% 100%3. Any change in the terms of cover during renewal shall be subject to IRDAs approval & a notice of 90 days before expiry of the policy shall be given.
4. The sum insured can be enhanced at the time of renewal upto a maximum of 100% of the expiring sum insured if there are no claims lodged / paid during all years of insurance and the age of the insured person is under 45 years. Such increased sum insured shall however not be applicable for treatment of diseases contracted prior to such increase and also in respect of any pre-existing diseases at the time of enrolment under this policy. However the quantum of increase shall be at the discretion of the company.
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