Whether it’s for a vacation or for business, travelling overseas brings with it a whole lot of excitement. Don’t ruin it by leaving gaps for trip inconveniences when you can cover them with a little prior planning. Just as you make sure to pre-book your tickets and make accommodation reservations beforehand, be proactive about securing your trip from the several potential risks out there and get a Travel Insurance plan.
Royal Sundaram’s Overseas Travel Insurance Plan is aptly designed to secure you from the various risks you could face on your trip. The plan offers cover from interruptions like baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, under one convenient package, at an affordable price. Get the flexibility to choose a plan as per your travel frequency and make sure all your trips are risk-free.
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Who can be insured
Infants above 90 days and adults up to 70 years of age can be covered for trips outside India. The purpose of your travel should not be for immigration/ studies.
Duration of Travel Insurance Cover
You can choose from 2 Plans : Single Trip or Multi Trip.
1. Single Trip Travel Insurance
Cover commences from the moment you board your flight for the abroad trip and ends on the date you return back to India or with the end of Insurance Period ie., the period for which the premium has been paid, whichever is earlier. This travel insurance cover is available for up to a period of 180 days.
2. Multi Trip Travel Insurance
Cover is available for a period of 365 days, where in you can travel abroad multiple times. The maximum duration of every trip should not exceed 45 days and the total number of days spent abroad should not exceed 180 days.
Royal Sundaram Travel Insurance provides the following cover :
1. Health Cover
Overseas Medical Covers of up to US$ 150,000.
Covers unexpected emergency surgery, diagnostic tests (such as X-Ray, blood tests, scans), medical aid prescribed by attending physician.
Covers emergency, essential dental treatments.
Cost of medically necessary transportation from foreign country to India.
2. Trip Inconvenience
Covers loss of checked-in baggage.
Covers delay of checked-in baggage - We will provide reimbursement for emergency purchase of clothes, toiletries upto a limit as per plan chosen,if delay exceeds 12 hours.
Covers loss of Travel documents - We will reimburse you cost of getting duplicate document in the event of loss of Visa and Passport, upto a limit as per plan chosen.
Hijack distress allowance is also offered under this insurance.
3. Automatic Extension
The period of Insurance is automatically extended by 7 days from the Expiration Date, in the event of unexpected delays due to reasons as stated in the policy.
4. Personal Liability
If you become a legal liability to a Third Party, abroad, we will provide a cover of up to US$ 200,000.
5. Personal Accident
In the happening of the unfortunate event of accident to the Insured Person, causing death or disability.
6. Home Insurance
You can cover your residence in India for up to Rs. 2 Lakhs against theft, fire accidents, house breaking, etc. during your stay at abroad.
7. Repatriation of remains
In the occurrence of unfortunate event of death of the Insured Person abroad, we will provide compensation for the transportation of mortal remains to India.
For detailed information about coverage and exclusions, please refer the Terms and Conditions.
Learn about more features and benefits of Royal Sundaram Travel Insurance