Royal Sundaram General Insurance Company
Download Insurance Policy Terms and Conditions
  • Travel Shield Online
  • Travel Insurance Online

  • Travel Shield Online

  • Features and Benefits

  • Key Benefits
  • You could choose between the 4 plans available under Single trip or 2 plans under Multi trip as per your requirement. Find below the benefits for each of the plans:

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  • Risks Coverage * Multi Trip Single Trip- Travel Shield Secure Deductibles
    Silver Silver Plus Basic Classic Classic Silver Classic Silver Plus
    Overseas Health Cover 100000 150000 25000 50000 100000 150000 USD 100
    Emergency Dental treatment 400 400 300 300 400 400 USD 150
    Repatriation of remains 7500 7500 7500 7500 7500 7500 Nil
    Hospital Daily Allowance (after 72 hours) 15 / day ( a max of 150) 15 / day ( a max of 150) NA NA NA NA 72 hrs
    Accidental Death & dismemberment 24 hours 25000 25000 5000 10000 15000 15000 Nil
    Accidental Death & dismemberment Common Carrier NA NA NA NA 5000 5000 Nil
    Loss of Checked Baggage 1000 1000 250 500 1000 1000 Nil
    Baggage Delay (After 12 hrs) 100 100 50 50 100 100 12 hours
    Loss of Passport, Visa 250 250 250 250 250 250 USD 30
    Hijack Distress Allowance 100 per Day 100 per Day NA NA 100 100 24 hrs
    Max 500 Max 500     Max 500 Max 500
    Trip Delay(After 12 hrs) 10 per 12 hrs 10 per 12 hrs NA NA 10 per 12 hrs 10 per 12 hrs 12 hrs
    Max 100 Max 100     Max 100 Max 100
    Home Insurance(Per Family) 200000(INR) 200000(INR) NA NA 100000 100000 Nil
    Personal Liability 200000 200000 50000 100000 100000 100000 USD 200
    Automatic Extension of Policy up to 7 days extension Yes Yes Yes Yes Yes Yes Nil
  • Note: Benefits are in USD except when stated otherwise.     All illness arising due to Swine flu is excluded in this policy. 

     

  • Key Features
  •      - Medical advice over the telephone
         - Medical services provider referral
         - Arrangement of appointments with local doctors for treatment
         - Arrangement of hospital admissions
         - Monitoring of medical condition during hospitalization
         - Direct settlement for in-hospital medical expenses abroad (Medical expenses in
           excess of US $500 only will be entertained for direct claims settlement)
         - Arrangement of emergency medical evacuation
         - Arrangement of medical repatriation
         - Arrangement of transportation of mortal remains
         - Inoculation and visa requirement information
         - Lost baggage and lost passport assistance
         - Emergency message transmission assistance
         - Embassy and legal referral services
         - Interpreter referrals
         - Weather and exchange rate information
         - Information on claims procedure

  • Exclusions
  • This Travel policy does not cover claims arising out of exclusions. Some of the important exclusions are stated here. For details please refer the policy wording.
    Overseas Health cover
    1. Claims arising out of pre-existing diseases, whether known or unknown and
       complications arising from them.
    2. Pregnancy and related complications.
    3. Medical expenses incurred as a result of alcohol and/or drug abuse,addiction or
       overdose.
    4. Treatment that could reasonably be delayed until the Insured Person's return to the
       Republic of India.
    5. Any costs related to mental or psychiatric disorders.
    Personal Accident Cover
    1. Accident whilst engaging in aviation or ballooning, except when the Insured Person is
       flying as a fare paying passenger on a multi engine, commercial aircraft.
    2. Any claim for death or Disablement of the Insured Person from (a) intentional
       self-injury, suicide or attempted suicide (b) whilst under the influence of intoxicating
       liquor or drugs (c) self-endangerment unless in self-defense or to save life.
    General Exclusions
    Any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semiprofessional sports persons, unless declared beforehand and necessary additional premium paid.


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Royal Sundaram Alliance Insurance Co Ltd. All Rights Reserved.
Insurance is the subject matter of solicitation.
IRDA Registration NO: 102. Granted on October 23, 2000.
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