All Risks Insurance generally forms a part of our package policy. It offers an overall solution to cover portable items like laptops, mobiles, cameras and projectors.

- Flexible Cover Can be varied to suit the needs of the client
- Cover is wide covering fire, burglary & accidental external means
- Variable excess can be given according to the needs of client
- Premium rates are flexible according to the quality of risk and value covered
- Worldwide cover can be given

Loss damage or destructions directly/ indirectly attributable to:
- Actions of moth, vermin, mildew, wear and tear or repairs, dyeing or leaching
  processes
  or any gradually operating cause
- Mere breaking/ scratching or cracking of fragile items unless caused by accident to the
  means of conveyance
- Any mechanical or electrical breakdown/derangement except due to accidental
  external means
- Over winding, denting or internal damage to watches or clocks
- Thefts from cars except fully closed saloons
- Consequential losses, any legal liability
- War perils, nuclear risks, any government/ local authority action
- Any loss due to insured's action which has contributed to increase in risk

On payment of additional premium mechanical and/ or electrical/ electronic breakdown extension can be offered.

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