An attractive policy that provides shopkeepers with a basic insurance package and a further range of optional covers.

Bakers, book sellers, confectioners, news agents, florists/grocers, pharmacists, general retailers, wholesalers or distributors of non hazardous goods and owners of fancy goods, gift, home appliances, video/audio and computer shops.

Property All Risks: Fire, burglary and accidental damage cover to building (if owned), office equipment and all contents.

Business Interruption: Loss of profit or increased cost of working resulting from interruption of business due to damage by fire and allied perils.

Breakdown: Electrical and Mechanical breakdown of office equipment like air-conditioners, photocopiers, water filters, refrigerators, computers and related items.

Portable items: Cover for laptops, palmtops and mobile phones against all risks anywhere in the world.

Money in transit and Money in safe at premises: Cover against robbery, dacoity, burglary and housebreaking.

Dishonesty of Employees: Loss of money or goods caused by fraud or dishonesty of employees.

Group Personal Accident: Any accidental bodily injury resulting in death/disablement. This is a 24-hour worldwide cover.

Baggage: Accidental loss of or damage to baggage while on an official journey anywhere in the world.

Public liability: Your legal liability to pay, including costs and expenses incurred on account of legal liability arising out of accidental bodily injury and/or property damage to third parties happening in your premises.

- Option to choose any section except Property All Risks which is compulsory
- Personal assault cover for Rs. 25,000 per person subject to a maximum of Rs. 1,00,000
  under money section
- Modern policy wordings
- Expert Risk Control Program (RCP) on all aspects of safety and loss
  Prevention/ Minimisation
- Competitive pricing
- Superior claim service

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