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The penetration of medical insurance is extremely low at ~ 15% (including all types of insurance - Central Government Health Scheme, Employee State Insurance, Group Health, Individual Health etc). There are concerted efforts initiated by Government as well as Insurance Regulatory and Development Authority (IRDA) to improve the reach of health insurance to all sections of the society...

I have taken individual  health insurance  covers for my wife, my son and I. Last year, my wife was hospitalised twice, and we could not get the second claim, as the cover was already used. I have read about family-floater schemes. How do these work and are these better than individual plans? In family-floater policies, a single sum insured is cho­sen, which can be availed by...

The impasse between insurance companies and hospitals regarding cashless services has once again brought to the fore the troubles that plague policyholders. However, unlike the recent fracas, most problems are usually the result of policyholders¿ ignorance, especially while making claims. Here¿s how to ensure that the settlement process is smooth. When buying a policy: The most...

The impasse between insurance companies and hospitals regarding cashless services has once again brought to the fore the troubles that plague policyholders. However, unlike the recent fracas, most problems are usually the result of policyholders ignorance, especially while making claims. Here`s how to ensure that the settlement process is smooth. While buying a policy: The most...

Arunachal Pradesh will be the 24th state in the country to implement the Rashtriya Swasthya Bima Yojana (RSBY) Scheme. 40,000 families in the state that are registered under Below Poverty Line will be benefited from the scheme and it will be implemented from this financial year, informed Director of Rural Development J. Angu. The RSBY scheme launched by the Ministry of Labour &...