For buying a new policy call 094444 48899. For customer service call 1860 425 0000.


Key Benefits - Individual Personal Accident Policy (Accidental Death & Disablement only)

Personal Accident Insurance


Education Grant up to
Rs. 5000 per dependent child

Royal Sundaram Personal Accident Insurance offers global Personal Accident cover and value-added services.

Key Benefits of Royal Sundaram Individual Personal Accident Insurance

  • Instant Policy, No Medical Test.

  • 24X7,worldwide cover.
  • Offer upto Rs.10 Lakhs cover without income proof.
  • Renew policy anytime, anywhere with InstaRenew.

  • Dedicated Customer Services Helpline - 1860 425 0000.

  • Facility to chat online for information.

  • Easy, ISO certified Claims process.

  • Instant coverage, within 5 minutes.

  • Single policy to cover entire family

  • Policy cover available for 1 year.


Who can be covered?

  • Persons between the age group of 5 - 65 years can be covered under this policy.
  • Coverage of Self is mandatory.
  • Coverage is available for self, spouse and dependent children.
  • Renewals accepted life long for self and spouse & Up-to 21 years for dependant children.

Exclusive features of Individual Personal Accident Insurance

  • Cover for Death - In the unfortunate event of death of the insured due to an accident, the entire Sum Insured will be paid to the nominee.
  • Cover for Permanent Total Disability  - In the unfortunate event of permanent total disability of the person due to an accident, we will pay the entire Sum Insured to the person.
  • Cover for Permanent Partial Disability - In the unfortunate event of permanent partial disability of the person due to an accident, we will pay a certain percentage of up to 100% of the Sum Insured, depending on the extent of disability.
  • Cover for Temporary Total Disablement - Weekly Benefit for accidents resulting in home confinement up to 104 weeks.
  • Cover for Accident Hospitalization - Hospitalization expenses due to Accident resulting in claim for Death / Disablement* (*Applicable only for Sum Insured Rs.20 lacs and above)
  • Cover for transportation of mortal remains - In the unfortunate event of accidental death, we will pay the nominee a sum of up to Rs. 5000 towards transportation of the mortal remains to residence.
  • Education Grant - In case of death or permanent total disability, we will pay an education grant for the benefit of dependent children of up to Rs. 5000 per child (for up to 2 children).


Individual Personal Accident Insurance pays you back

  • Discount of up to 10% on insuring 3 or more family members.
  • In a claim-free year, if the Policy is renewed without any breaks, the benefit under Death and Permanent Total Disablement coverage will be increased by 5%, up to a maximum of 25%.
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Interested in Individual Personal Accident?

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