Plan & Premium - Individual Personal Accident Policy

Plan & Premium - Individual Personal Accident Policy




Our Personal Accident Insurance Policy offers cover from Rs. 5 Lakhs to Rs.75 Lakhs . This insurance is available for dependent children (5 years to 21 years) and adults (self & spouse up to 65 years). 

Get a family discount of 10% for covering 3 or more members.

If you have any more questions about this Policy, please visit our Frequently Asked Questions section.
 
The Plans are available on Individual Basis and also on Family Basis. If Family plan is chosen then the Sum Insured shall be available as under:
 
1) Primary Insured: 100% of the Sum Insured.
2) Spouse: 50% of the Sum Insured.
3) Child: 25% of the Sum Insured per child.

 

Coverage Sum Insured
Accidental Death 500000 1000000 1500000
Permanent Total Disablement 500000 1000000 1500000
Permanent Partial Disablement 500000 1000000 1500000
Temporary Total Disablement (Weekly Benefit 3000 x 104 weeks) 312000 312000 312000
Education Grant 10000 10000 10000
Transportation of Mortal Remains 5000 5000 5000

 

Coverage Sum Insured
Accidental Death 2000000 2500000 4000000 5000000 7500000
Permanent Total Disablement 2000000 2500000 4000000 5000000 7500000
Permanent Partial Disablement 2000000 2500000 4000000 5000000 7500000
Temporary Total Disablement (Weekly Benefit - 5000/10000* x 104) 520000 520000 1040000 1040000 1040000
MEDICAL EXP - ACCIDENT HOSPITALISATION 200000 250000 400000 500000 750000
Education Grant 10000 10000 10000 10000 10000
Transportation of Mortal Remains 5000 5000 5000 5000 5000

 

 

Coverage 500000 1000000 1500000 2000000 2500000 4000000 5000000 7500000
Self 796 1594 2388 4212 5267 11731 14615 21992
Spouse 397 797 1195 2106 2633 N.A. N.A. N.A.
Child(Each) 199 401 599 1053 1316 N.A. N.A. N.A.

 

Rs.10000/-weekly benefit applicable only for Sum Insured Rs.40 to Rs.75 lacs. Policy for Sum Insured Rs.40 to Rs.75 lacs shall be provided only  to proposer  on receipt of proposal form and income proof.

TTD applicable for earning member only. 

Education Grant payable in case Death or Disablement (PTD) of Self or Spouse only.