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Royal Sundaram iTalk

insurance blog from Royal Sundaram

Set your car related worries free with our comprehensive insurance planYour car is your most prized possession and it is normal to worry about its safety. Damage to your car in case of theft, fire, accident etc. can be difficult to manage. Here is where Royal Sundaram’s comprehensive car insurance policy comes to your rescue.

Our car insurance Car Shield is the perfect solution for any car owner’s worries. At a very affordable premium, we offer you a host of benefits and cover against every conceivable risk your car could face.

A comprehensive car cover is one that not only offers cover for third party liability but even extends to cover expenses incurred in case of car damage, legal liability/ injury to co-passengers etc. Royal Sundaram’s car insurance reaches out to cover all such risks.

Third Party Cover –
The policy provides legal protection in case of death or injury claims made by third parties, damage to third party property including legal costs and expenses. The other benefits that you can avail include –

  • Cover for unlimited liability for third party death/ injury claims
  • Protection for third party property damage up to a limit of Rs. 7.5 lakhs

Cover for car damages –
As this policy is especially meant for your car, we tend to care for it as it’s our own. The benefits we provide include –

  • Cover for accidental damage, fire, theft of parts and/or accessories
  • Several add-ons to enhance the cover for your car
  • Speedy authorization of repairs to the damaged car
  • Cashless facility for the repairing of your car all over India

Cover for Co-passengers –
We understand that the travellers in your car are at your responsibility. Hence, we extend your car insurance to them as well. You have the option of availing personal accident cover for co-passengers upto a limit of Rs 2 lakhs each. This covers the co-passengers against permanent disability/ death sustained or caused by an accident whilst travelling in the insured car.

In our quest to give you the most comprehensive car insurance policy, we have added a few benefits that will insure your pocket against additional expense as well –

  • You can avail a discount of 5% on the Own Damage Premium, subject to a maximum of Rs. 200/- if you are a member of recognized Automobile Association of India.
  • Option of voluntary deductible of Rs. 15,000 to get 35% discount on Own Damage Premium, this is subject to a maximum of Rs. 2,500
  • Renew your insurance policy with Royal Sundaram to avail Transfer of No Claim Bonus (NCB) from other insurance company

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