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Protect your belongings this monsoon

Posted by Royal Sundaram on 05 Jul 2011

Everyone looks forward to monsoons to get a break from the rising mercury. While we welcome rains; heavy down pours may cause damage to property and belongings.

Don’t let extreme weather add to your worries. Insuring your belongings can prove to be a smart way to have your peace of mind.

Here’s how Royal Sundaram Insurance can help you securing right from your car to your computer.

Your car –

Floods may render your car inoperable or gusty winds may dent it with falling trees or flying objects.

Here’s how Royal Sundaram Car Insurance can help –

  • We cover loss or damage to car by flood, hurricane, storm, hailstorm and landslide
  • With add-on cover you can cover front and rear glass, which can be replaced once, during policy year on damage
  • You can top-up your insurance with depreciation waiver clause, which will cover damage to plastic, metal and rubber parts without any deduction due to depreciation
  • We offer a Personal Accident Cover of up to 2 Lakhs for Owner who drives the vehicle. All occupants of the car can also be covered on payment of a nominal premium

Your home –

  • Floods may  damage  your home’s structure
  • An uprooted tree  due to heavy wind may cause damages to compound wall / building
  • Short circuiting  may also  cause fire accidents
  • If your home structure is in hilly terrain you are posed with risk of landlide / rockslide

How Royal Sundaram Home Insurance can help –

  • In getting indemnified the cost you spend on reconstructing the damage structure
  • In getting Architect’s, Surveyor’s and Consulting Engineer’s fees (subject to 3% of claim amount)
  • In getting cost of debris removal   (subject to 1% of claim amount)

Your home contents –

Your appliances and valuable possessions in your home are just as precious as your home.  Protect them with Royal Sundaram’s Home Content Insurance.

  • We cover loss or damage of contents of your home such as – Air conditioner, computer, TV, Washing Machine, Refrigerator, jewellery, etc due to floods, electrical breakdown and fire accidents
  • Cover your home contents for up to Rs. 11 Lakhs
  • Get cover for even furniture, fixtures and carpet too!

There are several other benefits of availing Royal Sundaram Insurance. You can enjoy –

  • Cover within 5 minutes without any paperwork, by buying Policy online
  • Instant coverage
  • 24 X 7 customer support – 1800 345 88 99 (for MTNL/BSNL users) OR 9444 44 8899
  • Easy, hassle-free ISO Certified Claims process
  • Online Policy renewal with InstaRenew

With monsoons on the horizon, having insurance is ‘the’ smartest way to secure your belongings and savings.

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