For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

Royal Sundaram iTalk

insurance blog from Royal Sundaram

Has the monsoon hurt you? Here are some tips to prevent / reduce the chances of loss or damage to your vehicle:

Whilst Parking

  • Please ensure that the vehicle is locked and all the doors, windows and openings are securely closed.
  • If you have the slightest doubt that your vehicle is vulnerable to damage in the present location, please park the vehicle in an alternative place.
  • Avoid parking in low lying areas, such as basements, under a tree, transformers or a hoarding.
  • If the vehicle is damaged due to heavy rain / inundation, never attempt to start the vehicle or switch on any electrical installations.
  • Avoid being seated inside the vehicle with the Air Conditioner “ON” for a longer period of time when you notice the increase in water level.

Whilst on the move/ driving

  • Try to drive in the middle lane keeping care to avoid the extreme left.
  • Avoid high speeds and maintain a consistent distance between the ongoing traffic.
  • Following the track of the car ahead of you is advisable as your tyres will need to disperse less water since the car in front will have created a relatively dry path.
  • Do not follow large buses or trucks too closely. The spray from the wheels will block vision.
    Change your wiping blade, if necessary.
  • Avoid driving through waterlogged areas where it is difficult to judge the water level.
  • If constrained to drive through a waterlogged area, never raise the acceleration.
  • Never drive through water if it is difficult to surmise the depth.
  • Take care to drive slowly through flooded roads. If it is deeper than the bottom of your doors, turn back.
  • Dry your feet before entering the car. Wet feet can slip off pedals, which is very dangerous.
  • Keep the windscreen washer fluid topped up and on a long journey remember to carry some extra in the boot too.
  • Avoid using central locking during the monsoon as short-circuiting may jam the locking system.
  • If the engine stops due to any reason, never attempt to start again and arrange to tow the vehicle.

In the event of loss or damage or suspicion of a loss or damage:

  • Do not attempt to start the vehicle.
  • Do not hand over the vehicle to any unauthorised individual for repairing / cleaning.

Don’t forget to ensure that your insurance policy is renewed and updated so that in the  event of damage to the vehicle, your loss will be covered.

Related Post

Join over 25,000

of your peers and receive our italk (insurance talk) newsletter with actionable advice on travel, motor, health and home needs right in your inbox!

*We won't spam you, promise

Leave a Reply

Your email address will not be published. Required fields are marked *