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Royal Sundaram iTalk

insurance blog from Royal Sundaram


The tradition of gifting holds a special value in Indian families. It’s a gesture that shows love, respect, and gratitude towards your loved ones. Although, buying gifts for family and friends requires a lot of time, effort, and thought. So thinking what to gift your dear ones this New Year? Well, one of the relevant gifts to give your family this year is health insurance – a token of financial safety. A health insurance plan comes as a safety net for your family and keeps your hard earned money secure in case of medical contingencies. This gift is considered very beneficial as it keeps all your family members at complete peace of mind. Besides, here’re the following benefits of health insurance plan that shows why is it worth buying –

  • Covers pre and post hospitalization expenses – A health insurance policy covers your pre and post hospitalization expenses. It is important to note that a health insurance plan not just covers your medical costs, but also covers the expenses incurred due to diagnostic tests, OPD (out-patient department), etc.


  • No-claim bonus benefits – This is yet another most important benefit of buying a health insurance policy. NBC is like a reward that the insurance company offers if you do not make any claims over the course of the policy term.


  • Tax benefits – A health insurance policy also offers tax benefits. As per Section 80D of the Income Tax Act, you are liable to get tax benefits on your premiums paid towards the health insurance policy.


  • Medical check-ups and transportation expenses– Mostly insurance companies also offer the facility of free medical check-ups. In addition to this, a health insurance plan also covers the transportation expenses if the policyholder gets hospitalized during the policy term.


Is your family’s security your first priority? If yes, then buy an ideal health cover for your family this year. After all, health is wealth and it is the greatest gift of life. And a health insurance will take care of your medical expenses so that you don’t face any financial hassles in case of any medical emergency. Besides, if you are looking to buy health insurance online, then choose to go with Royal Sundaram; it offers comprehensive health insurance plans at affordable prices.

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