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Posted by Royal Sundaram on 14 Aug 2019
Rakhi is just around the corner. It’s the time of the year when both brothers and sisters celebrate their bond with joy and excitement. From tying a Rakhi on brother’s wrist to exchanging gifts, Rakhi will always be a special day in India. Wondering what to gift your sister this Rakhi? Don’t worry, we’ve got you covered. This Rakhi, gift her a health insurance plan and build a healthy and strong relationship. Here’re the following benefits of buying a health insurance plan –
- Tax Benefits – This is one of the most important benefits of buying a health insurance plan. If you pay a premium towards health insurance, then you are eligible for tax deduction as per section 80D of the Income Tax Act. One can avail a tax exemption of up to 25,000 for the health insurance premium paid for yourself, spouse, and children.
- Coverage of pre and post hospitalization expenses – Health insurance policy also covers pre and post hospitalization expenses. In simple terms, it covers medical expenses that are incurred before and after the hospitalization of a policyholder. In fact, it not just includes medical costs, but also diagnosis tests, OPD and other health related expenses.
- No-claim bonus – This is yet another benefit of buying a health insurance policy. No claim bonus is the bonus that you get for not making any claims in the previous years.
- Health check-up – Health insurance policy also provides the option of medical check-ups on regular basis.
In addition to these, one can get coverage for day care procedures, AYUSH treatment, preventive healthcare, domiciliary hospitalization charges, ambulance charges, in-patient hospitalization, etc. These are some of the most important benefits of buying a health insurance. So, what are you waiting for? Surprise your sister with this thoughtful gift. Buy a health insurance plan and tell how much you love, appreciate, and respect her. Besides, if you are planning to buy a health insurance plan online, then go for Royal Sundaram. We offer comprehensive insurance plans at affordable prices.
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