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Royal Sundaram iTalk

insurance blog from Royal Sundaram


Gifts hold a special significance in our lives. It’s a beautiful gesture that showcases our love, respect, and closeness towards the other person. Be it any occasion like birthday, marriage or festival, a perfect gift to your loved ones make them realise that they are precious. A perfect gift is always appreciated and cherished for lifetime. But, have your ever thought of gifting a financial security to your loved one? Financial security of a family is very important and we all work hard to offer the same. So, one of the best gifts that you can give to keep your family’s finances stable during unexpected medical emergencies is a health insurance plan.


A health insurance plan is a type of insurance policy that guarantees you financial protection in the form of expense reimbursement or cashless treatment, if in case you are not well. It reimburses you for medical emergencies that arise out of an injury or an illness which leads to hospitalization. Here’s why you should think of gifting a health plan to your loved one –


  • * It helps in better financial planning: Anything can happen at any point of time in life. Therefore, a good health insurance plan ensures that you get proper coverage for emergencies. It is difficult to calculate how much you will be spending on health care in a year, although with a health insurance plan, you can pay for certain medical costs.
  • * It offers tax benefits: You get to avail tax benefits for the premium paid under Section 80D of the Income Tax Act, 1961.
  • * It’s a value for money option: Despite taking care of the hospitalization cost, a health insurance company also provides daily cash allowances, including food, commuting from home to the hospital, food, and other hospital charges. In addition to this, there are several health insurance policies that take care of the insured person’s recovery expenses too. Thus, it’s good to buy a health insurance plan.


Besides, if you are looking to buy a health insurance plan online, then go for Royal Sundaram; it offers comprehensive plan for individuals at affordable prices.


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