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Ways to Lower Your Home Insurance Cost

Posted by Royal Sundaram on 21 Nov 2019


Buying a home is one of the wise purchases that one can ever make. As we work hard every single day and save money to make our dream home come true. Although, there are several inevitable expenses that comes along with buying a house. Insurance plays a very important role in protecting your prized possession. Here are few ways to save money on your home insurance, take a look –


  • Prefer paying your premiums annually – You should try to pay your premiums annually rather than paying it monthly as this helps in reducing your home insurance cost. All you need to do is to make a few calculations and see how much you can save by paying the premium annually.
  • Choose your cover wisely – There are a lot of things in our house that are valuable for us but don’t require any coverage. Thus, be mindful while making a list of products that need to be insured. This will also help you in reducing your premium.
  • Earn a no-claim bonus discount – No-claim bonus is basically a reward offered by the insurance company for not making any claims in the previous years. A no-claim bonus discount helps in lowering down your insurance premium. However, if you have a history of making claims, then it would result in higher premium.


On the whole, these above mentioned strategies will help you save a fortune on your home insurance premium. Besides, if you are planning to buy a home insurance policy online, then choose to go with Royal Sundaram as we offer comprehensive home insurance plans at affordable prices.

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