For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

Royal Sundaram iTalk

insurance blog from Royal Sundaram

What is home insurance? How to choose the right policy

Posted by Royal Sundaram on 21 Nov 2019


Buying a home is one of the biggest investments that one makes. Many of us invest our life-long savings into buying a house but we barely think about its protection. Thus, we must invest in a good home insurance policy so that we can cover our house as well its belongings. After all, it’s our responsibility to safeguard our prized possession. So, if you are thinking of buying one, then here’re the following tips that will help you choose the right home insurance policy –


  • Identify your needs – Even today, mostly people don’t know about home insurance. Therefore, in order to choose the right insurance policy, the first and foremost thing you have to do is to understand your needs. And to get an idea about the cover you need, you can either look for the information online or call up an insurance company’s agent to know more about it.
  • Financial stability of your insurance company – Financial strength of your insurance company also plays a major role in deciding the right policy. If your insurance company has a financial problem, then your claims might suffer in such case. Thus, you must check the insurance company’s financial strength so as to ensure smooth and hassle-free claim settlement process.
  • Check your insurer’s claim history – This is yet another important thing you need to consider while choosing the right insurance policy. Before making any purchase, do not miss to check the insurance company’s claim history. As this will give you a clear idea about company’s credibility in terms of claim settlement ratio.
  • Fill in your application form accurately – You must fill in all the information correctly as any false information would result in the rejection of claims.


It’s better to be safe than sorry. Therefore, one must not wait for a mishap to remind you about the importance of home insurance policy. On the whole, if you own a house, then it is extremely essential for you to purchase a home insurance policy. Besides, if you are planning to buy a home insurance online, then choose to go with Royal Sundaram as we offer comprehensive home insurance plans at affordable prices.

Related Post

Join over 25,000

of your peers and receive our italk (insurance talk) newsletter with actionable advice on travel, motor, health and home needs right in your inbox!

*We won't spam you, promise

Leave a Reply

Your email address will not be published. Required fields are marked *