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Posted by Royal Sundaram on 08 Jul 2013
Home is where your heart is and your abode is undoubtedly your most cherished possession. Despite knowing this fact, many of us still hesitate to act responsibly about protection of our homes. Buying an appropriate home insurance policy is the first step towards being responsible. The significance of getting property/ real estate insured is underestimated as people find it irrelevant and unimportant. But victims of the recent natural calamity which have hit the state of Uttarakhand, will surely have something else to say about this. Clearly Home Insurance is too important to be ignored. Some important reasons for purchasing Home Insurance –
- Lack of knowledge and access to information of home insurance is prominent among common cause for not insuring homes. There are multiple benefits of insuring homes against damages caused by unforeseen mishap.
- Over-confidence about protection and safety of homes can prove dangerous. In certain cases, home owners feel that they have enough resources to take care of the home like burglar alarm, fire alarm, 24*7 security etc., this however does not guarantee the safety of a home. Worst natural calamities such as earthquake, flood may ravage entire property despite presence of many man made protections
An effective home insurance policy cushions against unpredictable mishaps which may shatter your financial stability and future plans.
So, if you think that purchasing of home insurance policy is like an extra obligation, it should be understood that this additional yet deserving expense will provide protection to your most valued asset- your home.
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