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Posted by Royal Sundaram on 16 Jun 2009
So, you want travel insurance for your trip abroad! Today’s post will help you find out what to look for in a affordable Travel Insurance Policy.
Step1: Deciding what to get
Mainly you have two options here. You can either opt for a single trip insurance or go for a multi trip one depending upon your need. You should evaluate this based on the difference between each travel insurance policy type and what cover it can offer you.
Step2: Searching for options
Now that you have decided what kind of travel insurance plan you want its time to do some research. Start off with a basic newspaper search followed by a more comprehensive web search. Also talk to your friends and relatives on what travel insurance are they using. Make a list of the different options you have.
Step3: Things to look out for an affordable Travel Insurance Policy
The following are the things you must look into each of the companies you have on your list:
- Price versus Cover: While cheap pricing might attract you it must be noted that the plans coverage is also wider. Some plans are cheap just because they don’t cover for many things which other costlier plans do.
- TPA Accessibility: This is the most important criteria to be considered while choosing a travel insurance policy. Your vacation/trip abroad can go really wrong, if the company is unable to attend to you for some reason in case of an emergency. So make sure you dig into this aspect before making your mind.
- Discount: Note that most agents get a commission based on insurance they sell. So try to bargain at the cost they suggest. Most often you will get with your way.
We at RoyalSundaram.in are known to provide a very affordable and travel insurance. Check out our Travel Shield to find your best match.
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