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Posted by Royal Sundaram on 07 Feb 2012
Planning itinerary, booking your trip, packing bags etc., are all a part of your travel. But when you are travelling abroad for a holiday or a visit, there is one more aspect that you need to pay attention to, ‘Travel Insurance’.
Travel Insurance is indeed your best friend when you are traveling to a foreign country. It can come handy when you lose your baggage, get robbed or misplace your travel documents. You will also be covered for flight delays, legal assistance on foreign land, hospitalization, and many more.
Now-a-days, few countries have been mandating Travel Insurance for its visitors/tourists. Some countries’ visa application needs to be accompanied by Travel Insurance documents that cover emergency hospitalization and doctor services.
Let us look at a few of them here:
- Schengen consulate mandates to have Travel Insurance to issue a visa. May it be for short, long or multiple trips.
- Cuba is another country that insists its visitors to have Travel Insurance with cover extended to medical emergencies.
- Europe is a country where Travel insurance is not necessary for a tourist but mandatory for a student or a worker.
- Asia and Africa are also some of the countries that advise their visitors to have Travel Insurance Policy. Check with your travel agent or with respective embassy to know if you would need to buy one.
Irrespective of whether any country mandates Travel Insurance or not, it is always a good idea to have one. It not only covers the losses you may incur during and after your travel, pay for medical emergencies, provide 24×7 assistance, but also insure your home in India when you are away. Remember, medical expenses overseas can be a lot expensive.
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