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Posted by Royal Sundaram on 10 Apr 2017
Travel involves a big expense and hence demands to be secured with wise planning, in order to cut down the cost to the minimum. Maintaining a budget is relatively easier in case of leisure travels, planned once in a year or two. However, when you need to travel more frequently for business or any other requirement, managing your travel budget can become difficult. One of the most significant parts of simplifying such trips is to sign up for a multi-trip travel insurance.
Here’s a quick overview to help you understand the basic features of this type of travel insurance plan.
These details are subject to change depending on the plan you choose and the company you purchase the policy from.
If you are wondering how opting for a multi-trip travel insurance plan will alter your policy inclusions, we ensure a comprehensive coverage, including:
- Ø Overseas Health Cover
- Ø Emergency Dental Treatment
- Ø Emergency Evacuation
- Ø Repatriation of Moral Remains
- Ø Hospital Daily Allowance
- Ø Accidental Death and Dismemberment
- Ø Travel Inconveniences—Loss/Delay of Checked-in Baggage, Loss of Passport, Trip Delay, Trip Cancellation, Hijack Distress Allowance
- Ø Home Insurance
- Ø Personal Liability
- Ø Automatic Extension of the Policy
Much like a single-trip plan, these inclusions apply according to the customized plan you select for yourself. For instance, daily allowance for hospital is a feature that all policies cover. But if you also feel the need of a dental cover, you will have to tailor your plan accordingly. It is best to check with your insurance provider and analyse what suits your requirement the best.
Being well aware of what a multi-trip travel insurance plan is and what it covers, we can now move on to its top benefits. Check the list below:
Ø Unlimited Trips: Under a multi-trip plan you can have as many trips as you want, in the given year.
Ø Simple and Easy: Buying one travel insurance for all your trips saves you the time and energy of selecting and buying a separate plan each time; one less thing on the check-list before your trip.
Ø Cost-effective: It is cheaper than buying two or three different travel insurance plans.
Ø Wide Coverage: You can opt for domestic, international or worldwide coverage. Moreover, you can take it for personal or business trips, or mix the two; i.e. if you have a business trip coming soon, and you are also planning a leisure trip towards the end of the year, you can buy a multi-trip plan and cover both your trips in one.
Therefore, a multi-trip travel insurance plan is an ideal choice if you are a frequent traveller.
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