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Posted by Royal Sundaram on 09 May 2019
A comprehensive travel insurance policy will offer –
Coverage for Travel-Related Exigencies
A travel insurance policy provides coverage for travel-related emergencies such as loss of checked-in baggage, passport, trip curtailment, trip cancellations, trip delays, missed connections/departure, etc.
Save On Medical Costs
A travel insurance policy protects you from unforeseen medical exigencies. It covers hospitalization expenses, OPD, medical practitioner’s charges, medical transportation, etc.
Personal Liability Cover
Some travel insurance policies also come with personal liability cover. This covers statutory expenses for third party damage (person or his/her property). So in case of any accident, if you are found legally responsible for the damage of third party or its property, then travel insurance will cover you.
Emergency Cash Advance
While traveling overseas, if a person meets with an incident like burglary of luggage, theft, etc., then the insurance company will offer you an assistance service when the policyholder needs an emergency cash.
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