For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

Royal Sundaram iTalk

insurance blog from Royal Sundaram

What if you fall sick abroad?

Posted by Royal Sundaram on 08 Dec 2009

A Travel Insurance policy can be of great help in case you fall sick abroad. In this post let us look at what you should do in such an eventuality.

If you are feeling ill or suffering from fever, write down the symptoms if you are able to do so. If you are familiar with the symptoms, use suitable medication which you are carrying with you. Remember, you should do this only if you know that this works well for you.

If the symptoms persist, get medical help as soon as possible. Notify your Travel Insurance company’s third party administrator immediately. If you fail to notify the same on time, there might be delays in receiving the appropriate support from your insurance company.

While seeking medical treatment inform your close relatives in India, if you are travelling alone. if your situation permits it is better to travel back to India to seek further medical support. Even in this instance you should be in touch with the third party administrator, as they would ensure that all your travel arrangements back to India is taken care of.

In case you are hospitalised abroad, aparting from informing your insurance company’s third party administrator ensure you collect all the medical documents, bills, discharge summary etc from the hospital before getting discharged. Once you have all the documents on hand, ensure you submit it to your Insurance company for claim reimbursement as soon as you are able to do so.

Even if you are not hospitalised, but you have availed of some emergency medical treatment as an out-patient, your travel insurance takes care of your medical expenses provided it is covered under your insurance policy.

Join over 25,000

of your peers and receive our italk (insurance talk) newsletter with actionable advice on travel, motor, health and home needs right in your inbox!

*We won't spam you, promise

Leave a Reply

Your email address will not be published. Required fields are marked *