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Posted by Royal Sundaram on 05 Oct 2012
It is with great enthusiasm that we plan for a vacation. Sure, preparing for a trip includes a lot to do, but it is not sensible to leave your safety of your belongings at the hands of just luggage locks. An international trip can bring you many sweet memories, but also has the potential of posing many threats before you. This is why a travel insurance plan should be on your priority list.
Here is how a travel insurance plan works like a constant companion on your trip –
1) Baggage loss or delay of baggage is a common trip inconvenience that hampers the travel plans of the holidayers. In case the airline has misplaced your baggage, the Insurance Company reimburses the cost of the essentials you need to buy. If there is a delay in retuning your baggage by the airlines over a said time period, the Insurance Company pays for the cost of clothes and toiletries you need.
2)International trips expose you to different climatic conditions and cuisines. There is a good possibility that you may fall ill on your trip due to these changes. Overseas Travel insurance covers cost for all the medical attention for any sudden illness, you may need on your trip. Not only that, it even helps you complete hospital formalities, provides medical advice on call and books appointments. In case your condition worsens and you need to be sent back to your home country, the insurance has that well covered as well. You can also avail cashless facility to manage the hospitalization expenses on the trip.
3)Accidents can happen anywhere/ anytime, and your international trip is also not spared. Travel Insurance covers cost of required medical attention and gives you a peace of mind. Compensation for death /disability due to accidents is also packed in any travel insurance.
4)Cover for legal liability, is another very important assistance that travel insurance offers the policy holder. In case you encounter a legal emergency abroad ,the policy assists you with an attorney to handle the legal formalities and also reimburses the cost for the same.
5)Reimbursement of cost for getting duplicate pasport/ passport or travel documents, due to loss , coverage for emergency dental treatments are some of the other coverages which normally a travel policy shall offer.
Travellers should understand that a safe trip is a happy one. Hence, keeping your safety at top priority opt for a travel insurance plan. A wise person is who buys a travel policy immediately once his travel arrangements are complete.
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