For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

Royal Sundaram iTalk

insurance blog from Royal Sundaram

Important Two Wheeler Insurance Facts

Posted by Royal Sundaram on 06 Jun 2019


A two wheeler insurance policy provides protection against unforeseen circumstances which includes natural and man-made calamities, third party liability, and personal accident. According to Indian law, two wheeler insurance is a necessity. In fact, driving vehicle without two-wheeler insurance is considered as illegal in India. As per Motor Vehicle Act, you will have to pay fine or undergo imprisonment if you are caught up driving without an insurance policy.

Third Party Liability Cover

It’s a must-have insurance cover to protect you against third party liabilities. This coverage protects you if you are held legally responsible for a physical injury or damage to third party or its property. A third party liability cover offers legal protection in case of damage caused to third party; legal protection for injury or death claims from third parties.

Key Inclusions

  • * Loss or damage to your two wheeler due to natural and manmade calamities.
  • * Liability to third party
  • * Personal accident cover

Key Exclusions

  • * Electrical/mechanical break down
  • * Any kind of wear and tear
  • * The policyholder driving two-wheeler without a valid driving licence
  • * Damage caused by the policyholder driving bike under the influence of drugs or alcohol

Easy Theft Claim Procedure

In order to file a claim for stolen bike, you need to follow these below-mentioned steps –

  • * File a FIR
  • * Inform your insurance company immediately
  • * Submit all important documents
  • * If all the documents are found in place, then insurance company will arrange cashless facility for you.

No Hassles of Renewing policy each year

Buy a long term two wheeler insurance policy today and get free from the hassles of renewing your two wheeler insurance every year. A long term two wheeler insurance covers your vehicle against several risks for a period of 2/3 years via single policy document. It offers coverage of up to 3 years in a single insurance.

Choose the right insurance company

For a seamless and hassle free buying experience, purchase two-wheeler insurance from Royal Sundaram. This insurance company offers several benefits to the customers like claim settlement process for two-wheeler is done within 10 working days. Also, in case of accidents, it offers owner-driver cover of up to 15 Lakhs.

Related Post

Join over 25,000

of your peers and receive our italk (insurance talk) newsletter with actionable advice on travel, motor, health and home needs right in your inbox!

*We won't spam you, promise

One response to “Important Two Wheeler Insurance Facts”

  1. Shaba says:

    Well, I wasn’t much aware of the two wheeler insurance policies. Thanks for sharing these facts and educating me.

Leave a Reply

Your email address will not be published. Required fields are marked *