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What does your Two Wheeler Long Term Insurance Cover

Posted by Royal Sundaram on 07 Jun 2019


Are you one of those motorists who love their bike or car but forget to renew their insurance policy on time. Most people are unwilling to renew their two wheeler insurance policy every year as they consider it as a tedious job. If you also feel the same way, then there’s a good news for you. Get rid of renewing your policy every year by buying long term two wheeler insurance that offers coverage for up to 3 years. A comprehensive long term two wheeler insurance provides complete protection to your two wheeler, accessories as well as any damage caused to third party property. It covers your policy for almost 3 years unlike the regular policy that covers your policy for one year. Here’s a list of things covered under long term two wheeler insurance


  • 1. Loss or damage caused to your two wheeler: The plan provides coverage for the following –
    • * Natural calamities: This includes earthquake, hurricane, flood, storm, typhoon, cyclone, landslide, tempest, etc.
    • * Man-made calamities: This includes theft, burglary, strike, riot, housebreaking, terrorist activity, transit by lift elevator, air, rail, etc.
  • 2. Liability to third party: This cover protects you against third-party liabilities. This includes –
    • * Legal protection if you are held responsible for the physical injury or death of third party
    • * Legal protection if you are held responsible for damage to third party property


      Key features of long term two wheeler policy –

  • * No hassles of policy renewal every year: It saves you from the hassles of renewing your policy every year. With long term two wheeler policy, you don’t have to worry about renewing your policy for a period of three years.
  • * No risk of policy lapse: A long term two wheeler insurance policy also saves you from the risk of policy lapse as you don’t have to renew your policy for 3 consecutive years.
  • * Easy to keep track of files: Only one policy document is required for the policy tenure of 2 to 3 years.


Besides, if you are looking to buy or renew two wheeler insurance instantly online, go for Royal Sundaram; it offers comprehensive two wheeler insurance plans at affordable prices.

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One response to “What does your Two Wheeler Long Term Insurance Cover”

  1. Rai says:

    I’m definitely one of those that do not like to renew insurance often. Thanks for sharing this. Long term two wheeler insurance is the best option for me

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