For buying a new policy call 094444 48899. For customer service call 1860 425 0000.


Car Insurance

Car Insurance You have spent lakhs on the car and to ensure it is protected against any kind of damage [accident or calamities] would be your number one priority. This will ensure you do away with those sleepless nights and anxiety attacks. Understanding the importance of having a good protection plan in place, Royal Sundaram offers comprehensive car insurance packages. What is more we have gone one step further with our Car Shield options whereby customers can pick up add on covers as well.

Our Car Insurance policies come with a wide range of features:


  • We provide roadside assistance and cashless claims across several garages in the country so that you don’t have to struggle with finding one during an emergency.
  • Royal Sundaram offers 100% invoice price insurance add-on cover. 


Why Royal Sundaram Car Insurance Policy?


Royal Sundaram is a company that is dedicated to providing you with the best there is in terms of Insurance Cover. Our Car Insurance Policy is one that not only helps you protect your vehicle but is also cash saving in nature. Some of the features in our Insurance policy are,


  • Obtain a quote within minutes of filling out the request form on our website.
  • Buy the policy online through our website and have it processed and ready within 24hours. It also includes free vehicle inspection at your doorstep
  • You can avail the cashless facility across the country along with 24/7 roadside assistance in case of emergencies.
  • In case on the spot repair is not possible, we offer tow service for all leading manufacturers across the country.
  • A dedicated round-the-clock helpline for any claim related enquiries
  • A dedicated personal relationship manager to help you process claims with ease.
  • Your vehicle gets serviced/ repaired with no undue delays.


Car Shield:


What is Car Shield?


To understand Car Shield better, let us start with the basics. Car Shield is a protection offered to protect your vehicle from damage caused by another vehicle, including accidents and theft.  Not to forget subsequent injuries or damages incurred by third parties.


There are two instances when you can avail Car Shield,

  • If you are looking to buy new car insurance
  • If you are going to renew existing car insurance from other Insurer or renew your Royal Sundaram car insurance policy


Car Shield Insurance - Coverage


  • Offers cover for all forms of damage, including theft of car parts and accessories.
  • Offers third party cover up to Rs. 7.5 lakh applicable only for third party property damage.
  • Apart from this, if you wish to include other elements, you can choose from the add-on options available. One of the key benefits would be depreciation waiver on metal and plastic parts. What is more, in case of a theft or any damage, you are entitled to full coverage on the invoice amount


Buy or renew a car insurance policy online: 


Here is what you can do to sign up for a new policy – All it takes is three simple steps,


Step 1 - Fill out the online insurance policy form with the complete vehicle details.
Step 2 - Calculate premium
Step 3 - Pay online and receive your policy document.


Below are 3 simple steps on how to renew your existing Royal Sundaram policy online,


Step 1 - Enter your Policy Number and Expiry Date

Step 2 - View your Policy Details and Premium

Step 3 - Make Payment Online


All you need is a reliable internet connection and payment can be made via Debit/Credit card/ net banking or through cheque or demand draft.


The Benefits of Buying/ Renewing Car Insurance Policy Online:


With the advancement in technology, things have become so easy that people do not need to step out of their homes or office to complete a transaction. This has extended to the insurance industry as well. Online car insurance policies are just like every other service, you read through the information provided, choose the options that fit your requirement, make the payment and complete the process. 


Car Insurance Online Purchase- Benefits

  • Instant insurance policy 
  • Documentation not required in case of online policy process
  • Live online assistance.
  • Payment can be made via Debit/Credit card/ Net banking or through Cheque or Demand Draft.
  • Exclusive car model based discounts on own damage premium
  • Wait, there is more. You can also transfer No Claim Bonus (NCB) from another insurance company when renewing a policy with Royal Sundaram.
Click here to view Motor TP rates for 2017 - 2018.
Click here to pay your TP Premium Short Fall. 
UIN NO : IRDAN102P0004V02201617
car_insuranceBuy Now Renew Policy

Car Insurance Purchase and Renewal:


1) Buy Insurance for a Brand New Car:

Are you planning on purchasing a new car? In that case, you will need a car insurance policy right away. One thing we request you do is check the premium offered by Royal Sundaram before closing the deal.  Also make a note of transferring the No Claim Bonus (NCB) from your previous Insurer to the new one. 

2) Renew Existing policy from another Insurer: 


If you hold a car insurance policy with another company, but are looking to taking one with Royal Sundaram, you can renew the same through our website. All you need to provide are information related to the previous policies along with your car’s registration details. As stated previously, you can transfer the No Claim Bonus from your previous policy to ours in a hassle-free manner. How cool is that!


3) Renew Lapsed Car Insurance Policy:


Expect the unexpected- that is a mantra we share with our customers. This holds true to anything we hold valuable. Therefore it is necessary to keep check on the insurance policy maturity date. But then, even if it does expire, no worries, help is at hand. You can always renew the policy with ease without providing any additional information or documents.  
Below are 3 simple steps to Renew Your Policy: 
Step 1: Calculate the premium and ask for a quote from our website. One of our representatives will then visit your home/office to carry out a free vehicle inspection on the very same day. 
Step 2: Once the inspection report has been received you will be notified.
Step 3: You can then purchase/renew the policy online, but within 24 hours of inspection. 
Please note: The vehicle inspection report is valid for a total period of 24 hours only, if you delay another request has to be raised and the process is repeated.

4) Renewal of Royal Sundaram Car Insurance Policy

If your vehicle is insured with Royal Sundaram, please use our InstaRenew Facility to renew online. Just fill in the Policy Number and Expiry Date of your Royal Sundaram policy and pay using debit/credit card or through internet banking.
View Our Emergency Motor Claims Helpline
Location State Mobile
Bangalore (Karnataka) 98455 11123
Chennai/Pondy (TN) 99406 11123
Cochin (Kerala) 99953 11123
Hyderabad (AP) 99493 11123
Delhi (North) 99102 11123
Kolkatta (East) 98313 11123
Mumbai (West) 98190 11123

Choose your car insurance plan wisely with Royal Sundaram and avail the best deals with an instant car insurance quote. Feel free to call our Customer Care executives on 1860 425 0000 for any assistance on Car Insurance. car_insuranceBuy Now Renew Policy          

Customer Reviews

Average Rating 4.75
4(Based on 15 ratings)

15 Reviews
Reviews (20)
Car Insurance
17 Nov 2017

I had a discussion with Preethy Ashokan and she has clarified all my doubts. She is a good customer care analyst and knowledgeable in car insurance matter.

30 Oct 2017

Thank You Dimpi :) for your quick help. I would like to thank you for all your efforts and great coordination to get this done! :) Its been a long time since I was following continuously with Team to get the correct details updated. Appreciate all your efforts!! Thank You Again!!

29 Oct 2017

Appreciate your swift response

25 Aug 2017

Thank you appreciate your response.

21 Jun 2017

Impressed customer service and one day response from Royal Sundaram team. Keep it up.

07 Dec 2016

good product

04 Mar 2016

I just purchased an insurance policy for my car. I had a lot of queries regarding this as well as the different add-ons to the car policy. For the same, I contacted the representative on their website through the chat window. He was fantastic! The way he answered all my queries, understood my needs & helped create a customized quote was way beyond my expectations!!!

16 Feb 2016

Happy with the road-side assistance service from Royal Sundaram. Prompt & effective response from the team. Thank you so much.

16 Feb 2016

Appreciate the help and efforts taken by customer executive in resolving the issue with renewing my car insurance.

12 Feb 2016

I have recently renewed the car insurance with Royal Sundaram. Thanks for the prompt reply and help.

10 Feb 2016

Very good service by your customer representative. Appreciate his help in purchasing car insurance policy.

08 Feb 2016

Online assistance by Royal Sundaram made my purchase for car insurance easy. It guided me the right way and helped me customise my policy in a hassle-free way.

28 Jan 2016

My experience with Royal Sundaram for purchasing car insurance online was best. The procedure was so easy and was not at all confusing. The staff is also very helpful.

20 Jan 2016

Wonderful Guide provided by Executive start from framing of Quote till completion of purchase. Great Job, much appreciate

20 Jan 2016

Thanks to mr saqib he have guide me the process and made the policy to purchase hassle free even im getting roadside assistance for rsa i have plan to purchase one more policy with Royal sundaram.

12 Jan 2016

I was helped by Prithivirajan in getting the policy created. he was so much helpful and appreciate his help in getting the work done in less time. Thanks

08 Jan 2016

Very Nice hassle free online experience of buying car insurance

06 Jan 2016

"Very cooperative and courtieous staff. Nice experience."

05 Jan 2016

"I am very much happy and pleased for your co operation. THANK YOU VERY MUCH"

28 Dec 2015

The service is very Good, I have 2 car insurance from Royal Sundaram.

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