Car Insurance for your Mini

Mini Cooper Car Insurance

The first MINI was built in 1957 by Alec Issigonis in response to the need for a small yet fuel-efficient car that could easily carry four adults. Issigonis’ design, which could blend performance with compactness then paved the way for many innovations. MINI managed to blend in with the spirit of spontaneity and independence that was rampant in the 1960s.

This budget-friendly and roomy car got a performance makeover in 1961: John Cooper transformed it into a faster and better machine that could turn heads at any car rally.

MINI has become a globally known brand over the years winning hearts and awards. It remains a favorite among automobile enthusiasts, the versatility it offers being its one of the most loved qualities. The MINI is currently owned by BMW; it was relaunched with new features in 2001 by the company.

If you are an owner of this classic, do not forget to secure it with Royal Sundaram car insurance for MINI. With salient features like 100% cover on the invoice, cashless garage facilities and free roadside assistance, our car insurance for MINI is a must-have. Learn more and purchase your policy on our website.

Mini Cooper Car Insurance

Car Manufacturer Key Benefits - Mini Cooper

Why a Mini Cooper Car Insurance Important for you?

No RoomRent Capping

Loss or Damage Protection

Covers loss of car or damage occurred to your car.




Lifeline Coverages

Unlimited Liablity

Unlimited Liability in case of Third-Party death/ injury claims.

Easy to Keep Records

Cashless Claims

Hassle-free Cashless or instant settlement for all Own Damage Claims related to car insurance

Reload SumInsured

Indemnity for third party property

Indemnity for third party property damage up to a cover of Rs. 7.5 lakhs.

Protection From Inflation

Personal Accident Cover

Personal Accident Cover for you, your paid driver and the occupants in the car.

Claim Survey

Claim Survey

Claim Survey within 4 working hours





Top 5 Reasons to Buy Mini Cooper Car Insurance from Royal Sundaram

Top 5 Reasons to Buy Mini Cooper Car Insurance from Royal Sundaram


  • 3300+ Garages List: We have a network of more than 3,300 garages and offer cashless claims you can deal with emergency situations in a smooth manner.
  • Customer Support: If you are caught up with any grievance regarding the insurance policy for your Mini Cooper car, be it Cooper S, Cooper D, MINI Cooper Countryman or any another insured vehicle, our customer representatives are here to help you round the clock.
  • Easy Car Insurance Quote: Our online car insurance premium calculator assists you in finding the suitable amount for your Mini Cooper car insurance very quickly as per your requirements.
  • Free road side assistance: We provide you with free roadside assistance services such as on the spot repair/towing services to help you during an emergency.
  • 100% Invoice Price: Royal Sundaram offers 100% invoice price insurance add-on cover.


Royal Sundaram Mini Cooper Car Insurance - Coverage Details

Royal Sundaram Mini Cooper Car Insurance - Coverage Details


What is Covered


Our Car Insurance policy covers any loss or damage caused to your Mini Cooper vehicle due to the following natural and manmade calamities:



  • Accidental & External Damage
  • Fire & Explosion
  • Riot & Strike
  • Malicious Act
  • Burglary, housebreaking/ Theft
  • Landslide
  • Earthquake
  • Storm and Flood
  • Terrorism


What is not Covered


  • Wear and tear, Depreciation or any consequential loss.
  • Mechanical/ electrical breakdown.
  • Damage caused by a person driving the car without a valid license.
  • Damage caused by a person driving the car under the influence of alcohol or drugs.
  • Other exclusions as per the policy terms and conditions.


Recommended Add-On Covers for Mini Cooper Car Insurance

Recommended Add-On Covers for Mini Cooper Car Insurance


Royal Sundaram offers a host of covers to supplement the protection facilitated in the basic Mini Cooper insurance cover. Here’s an outline of the add-on coverages:


  • Personal Accident Cover: This is extended to the paid driver of the insured/unnamed passengers for a maximum limit of up to Rs 2 lakh per individual.
  • Cover for Electrical/Non-electrical Accessories We offer coverage for electrical/electronic items that are incorporated in the vehicle but not a part of the Mini Cooper’s listed selling price of the vehicle.
  • Cover for CNG/LPG Kit in Bi-fuel System If CNG/LPG is a part of your vehicle, this cover helps to insure from any damage or accidental loss.


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Insurance for MINI Cooper Car Models:
Insurance for MINI Cooper Car Models:
>>  Cooper S Insurance >>  Cooper D Insurance >>  MINI Cooper Countryman Insurance