Car Insurance for your Skoda

Skoda Car Insurance

Among the world’s earliest car manufacturers, the Czech Republic-based Skoda Auto started by manufacturing bicycles around 1895. The company called its bicycles ‘Slavia’ to go with the nationalist mood in the country. Its founders made an interesting pair: while Vaclav Klement earlier sold books, Vaclav Laurin was a talented mechanic. Both, however, were linked by their love for bicycles. Later, the duo manufactured bicycles and motorbikes under the title, Laurin & Klement Company.

In 1905, they started manufacturing automobiles. Since an alliance with Pilsen Skoda Company in 1925, the automobiles have been manufactured under the brand name Skoda. It formed a joint venture with Germany’s Volkswagen group in 1990. The company has seen phenomenal growth throughout the world. In India, Skoda Auto created a subsidiary in 2001, with its headquarters in Aurangabad, Maharashtra. Skoda Auto India Private Limited has two manufacturing plants, in Aurangabad and Chakan. The company entered the Indian automobile market with Skoda Octavia and currently has four models in the country: Octavia, Yeti, Superb, and Rapid. The company has an extensive reach in about 58 cities in India with around 74 dealerships.

Skoda owners can now buy car insurance online. Royal Sundaram’s car insurance policies come with attractive features such as free vehicle inspection and cashless garage facilities.

Skoda Car Insurance

Car Manufacturer Key Benefits - Skoda

Why a Skoda Car Insurance Important for you?

No RoomRent Capping

Loss or Damage Protection

Covers loss of car or damage occurred to your car.




Lifeline Coverages

Unlimited Liablity

Unlimited Liability in case of Third-Party death/ injury claims.

Easy to Keep Records

Cashless Claims

Hassle-free Cashless or instant settlement for all Own Damage Claims related to car insurance

Reload SumInsured

Indemnity for third party property

Indemnity for third party property damage up to a cover of Rs. 7.5 lakhs.

Protection From Inflation

Personal Accident Cover

Personal Accident Cover for you, your paid driver and the occupants in the car.

Claim Survey

Claim Survey

Claim Survey within 4 working hours





Top 5 Reasons to Buy Skoda Car Insurance from Royal Sundaram

Top 5 Reasons to Buy Skoda Car Insurance from Royal Sundaram


  • 3300+ Garages List: We have a network of more than 3,300 garages and offer cashless claims you can deal with emergency situations in a smooth manner.
  • Customer Support: If you are caught up with any grievance regarding the insurance policy for your Skoda car, be it Superb Elegance 1.8 TSI AT, Octavia Ambition 1.4 TSI, Rapid 1.6 MPI Ambition MT or any another insured vehicle, our customer representatives are here to help you round the clock.
  • Easy Car Insurance Quote: Our online car insurance premium calculator assists you in finding the suitable amount for your Skoda car insurance very quickly as per your requirements.
  • Free road side assistance: We provide you with free roadside assistance services such as on the spot repair/towing services to help you during an emergency.
  • 100% Invoice Price: Royal Sundaram offers 100% invoice price insurance add-on cover.


Royal Sundaram Skoda Car Insurance - Coverage Details

Royal Sundaram Skoda Car Insurance - Coverage Details


What is Covered


Our Car Insurance policy covers any loss or damage caused to your Skoda vehicle due to the following natural and manmade calamities:



  • Accidental & External Damage
  • Fire & Explosion
  • Riot & Strike
  • Malicious Act
  • Burglary, housebreaking/ Theft
  • Landslide
  • Earthquake
  • Storm and Flood
  • Terrorism


What is not Covered


  • Wear and tear, Depreciation or any consequential loss.
  • Mechanical/ electrical breakdown.
  • Damage caused by a person driving the car without a valid license.
  • Damage caused by a person driving the car under the influence of alcohol or drugs.
  • Other exclusions as per the policy terms and conditions.


Recommended Add-On Covers for Skoda Car Insurance

Recommended Add-On Covers for Skoda Car Insurance


Royal Sundaram offers a host of covers to supplement the protection facilitated in the basic Skoda insurance cover. Here’s an outline of the add-on coverages:


  • Personal Accident Cover: This is extended to the paid driver of the insured/unnamed passengers for a maximum limit of up to Rs 2 lakh per individual.
  • Cover for Electrical/Non-electrical Accessories We offer coverage for electrical/electronic items that are incorporated in the vehicle but not a part of the Skoda’s listed selling price of the vehicle.
  • Cover for CNG/LPG Kit in Bi-fuel System If CNG/LPG is a part of your vehicle, this cover helps to insure from any damage or accidental loss.


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