Allergy is a hypersensitive response from your immune system when a foreign substance has entered your body. These foreign substances are known as allergens.


Common allergens include pet dander, pollen and bee venom. People can also trigger allergic reactions to certain food items as well as medications.


If you have an allergy, your immune system is responsible for protecting you from invading organisms that cause illness. Your immune system will immediately react to the allergen by producing Immunoglobulin E antibodies.


The produced antibodies travel to different cells that release histamine and a few other chemicals that cause allergic reactions.


If you are a person who has severe allergies, having health insurance that covers the treatment for your specific allergy will be beneficial in the long run.

Allergy symptoms

Allergy symptoms


Allergy symptoms can be in the form of inflammation and irritation, and it can trigger symptoms on your nose, lungs, throat, and stomach or even on your skin. 


Food allergies – The symptom of your food allergy can trigger swelling, hive and nausea. Food allergies are hard to detect. You may feel stomach cramps, tingling in the mouth and even shortness of breath.


Seasonal allergies- If you come across dust and pollen, there are chances you may have Hay fever symptoms, the one that mimics cold. This could include congestion, running nose, and swollen eyes.


Severe allergies- Anaphylaxis can be the result of severe allergies. Its outcome can be life-threatening like chest tightness, can’t breathe, shortness of breath, dizziness and restlessness.


The type of allergy you have and how severe the allergy is may vary from person to person. Nevertheless, it has to be treated. If you encounter severe allergy symptoms having yourself medical insurance would be the smartest way to be prepared for the medical expenses.

Allergy diagnosis

Allergy diagnosis


Not everyone who encounters a few of these symptoms has an allergy. You need to get correctly diagnosed before you jump to any conclusion. Just like an allergy, even during the pre-period of cold and flu you have running nose or nasal itchiness etc. You can go to an allergist, who is a specialist in allergy and can diagnose your condition and prescribe medications as a preventive measure.


Tests to diagnose an allergy

  • Skin prick test
  • Blood test
  • Allergy patch test


As an allergy is a very common phenomenon, it can happen to anyone in your family, enrol in for health insurance for family to safeguard yourself from future medical expenses.

Allergy treatment and cost in India

Allergy treatment and cost in India


The most effective way to treat your allergy is by undertaking a preventive measure and avoiding the intake of allergen. Nevertheless, it is not always possible, and one has to rely on medications to cure it.


Drugs can help you in treating the allergic reactions, you will not get completely rid of your allergy, but you can sail through it very smoothly.


Allergy treatment include medications like-

  1. Antihistamines – They help us control the symptoms and block the histamine. One has to be cautious with this drug as it is not recommended to the children.
  2. Decongestants – In case of hay fever, dust or pet allergy, decongestants can help you with a blocked nose. This drug can give you short-term relief.
  3. Leukotriene receptor- if your asthma treatment has not worked out, anti-leukotriene can help you to block the effects of leukotriene (that causes swelling).


A doctor may even advise you to get immunotherapy. This therapy may rehabilitate the immune system and help you to induce long-term tolerance. The cost of allergy treatment in India may vary depending on severity, age and other factors. It is advised to have health insurance to tide over any severe medical expenses.

Insurance in India

Insurance in India


The insurance industry in India has shown signs of growth. Lately, they are taking an astonishing initiative in spreading awareness about insurance and health risks.


People tend to under-estimate the reactions and discomfort that the allergies cause. Surprisingly, allergy is one of the most common reasons for people to visit doctors.


However, the allergy type and degree of severity may vary from a person to person even if they belong from the same family.  Only the best health insurance plan will ensure you a complete coverage against the expenses you may incur when diagnosed with severe allergies. 


Health insurance will give you security during medical emergencies, salaried employees who run on a budget can easily afford quality medical services in times of need.


Most of the allergic reactions are not life-threatening, but taking any risk is not advisable. By investing in a secure healthy future, you can avoid making any decisions that are regrettable in the near future. 

Other diseases

Other diseases


A basic health plan is drawn on the basis of you being a completely healthy person, and do not require any special treatments. However, your health insurance policy will cover a wide range of diseases and secure you against uncertainties throughout the life of the plan.


Taking the utmost care of your health will require an investment today, this will prepare you for the unexpected future expenses.


Other diseases

  • Malaria
  • Flu
  • Thyroid
  • Celiac diseases


Seek an expert’s advice and secure your health and future both.

Health Insurance Tips

Tips & Articles on Health Insurance


9 Tips to choose the best Mediclaim Policy Online

With our sedentary lifestyle, poor eating habits, erratic sleeping cycles and degrading environmental conditions, the rate of illnesses is consistently on the uphill. The medical costs and the complexity of diseases is also increasing...

10 Common Exclusions in Health Insurance Plans

Due to a change in lifestyle, health related issues have not just increased, but have become more complex in nature. Thus, it is important to have a health insurance plan in place. Health insurance is a type of insurance policy that lends financial protection during medical emergencies by paying our medical-related bills...

Understanding Family Health Insurance

Family Health Insurance plan is a comprehensive package specially designed to offer complete protection to the insured and his family. You can cover yourself, your spouse, children (above 90 days) and dependent parents (65 years) from all health worries. This insurance plan will take care of the health treatment for critical illness or any other serious medical condition...

Health insurance policies online - Things to look out before choosing

Medical costs are rising day by day. For an individual, especially one who has not saved much money, arranging for funds at the last moment can be a difficult task. Thus, one way to secure you and your family against all sorts of health-related emergencies is by taking a health insurance policy.