For buying a new policy call 094444 48899. For customer service call 1860 425 0000.


Health Insurance

Health Insurance

Health Insurance Policies from Royal Sundaram

Royal Sundaram offers affordable health insurance plans with a wide range of benefits to take care of you and your family. Our Health Insurance plans are flexible and affordable with different Sum Insured options to suit your unique need. Choose from basic health insurance covers to specialist medical insurance plans that offer maternity benefits and increases your sum insured automatically every year, even if you make a claim. We also offer cash benefit plans that cover non hospitalization expenses like to and fro conveyance during hospitalization, get double cash benefit in case of accidental hospitalization and triple cash benefit in case of admission to ICU.

Our Health Insurance Policies offer:

  • Pre and post hospitalization expenses
  • 147 Day Care procedures Covered
  • Cashless hospitalization at over 3000+ network hospitals
  • Lifetime renewal
  • Tax benefit under section 80 (D)
  • ISO certified claims process
  • In case of hospitalization due to an accident your cover expands up to additional 50% of Sum Insured
  • Maternity cover
  • Pre-existing cover after 3 year waiting period
  • Get Cumulative bonus for every claim free years from 5% up to 50 %
If you already have a health insurance policy from another insurer, you can apply for portability to transfer the credit gained by you for pre-existing conditions and time bound exclusions. Know more about Health Insurance Portability. Once your portability application is accepted you can buy Royal Sundaram Health Insurance Policy.

LIfeline Health Insurance Plans

Lifeline Health Insurance

Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.

> 100% Reload of Sum Insured at no extra cost

> Double your Sum Insured in 5 claim free years with No Claim Bonus

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Family Plus

Family Plus Health Insurance

Family Plus, is a unique health insurance plan, providing most comprehensive health coverage at an affordable price

> A single policy to cover a large family, which can include 19 different relations.

> A unique combination of an Individual + Floater Sum Insured in the same policy.

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Buying health insurance also helps you to save tax under Section 80D of the Income Tax Act 1961. You can get a maximum tax benefit of Rs.55,000/- on health insurance premium paid. Avail an annual deduction of Rs.25,000/- from taxable income for health insurance premium paid for self and dependant spouse and children. Pay the health insurance premium for your dependant parents and claim an additional tax benefit up to Rs.25,000/- under the provisions of Section 80D. If your parents are senior citizens (aged 60 years and above), the benefit goes up to Rs.30,000/-.
Thus you can avail a total possible deduction of up to Rs.55,000/- under Section 80D.
To avail income tax benefit from your health insurance policy, you have to provide the proof of premium paid. Do keep in mind that Tax benefits are subject to changes in tax laws.

Buy Health Insurance Online:

You can buy a Health Insurance Policy at the convenience of your home. Get a Health Insurance Quote in 2 minutes and buy online without any documentation. All it takes is just few minutes of your time and you are all set.
  • Click on 'Buy Now' link.  You will be redirected to the first step of buying the policy online.
  • You will have to provide us with the information such as the details of Insured person, his/her dependents and the Insured Amount.
  • You can choose to buy the policy for one or two years depending on the plan you choose.
  • Our online calculator will help you to calculate your premium payable (based on the information provided) when you click on 'Calculate Premium'.
  • You may make a note of the 'Quote ID', in case if you want to proceed with policy purchase at a later point of time.
  • Else, you can 'proceed' with the purchase process and buy the policy online.  You can choose from Debit Cards/ Credit Cards/ Internet Banking payment options. Your policy will be triggered to your mail ID instantly on completion of your transaction.
  • Before 'proceeding to pay', please confirm that your information is correct and upto date in the 'Summary page'.  The same information will be printed on your policy documents and your Health Card.
  • Your policy will be effective, the moment your payment is processed.
  • You can print your policy documents and enjoy the benefits provided by the policy.

Already have a Royal Sundaram Health Insurance Plan?

  • Click here to find a Royal Sundaram Network Hospital in your city
  • Click here to download a Health Insurance Claim Forms

Customer Reviews

Average Rating 4.67
5(Based on 24 ratings)

24 Reviews
Reviews (24)
Health Insurance
21 Apr 2018

Thank You very much, the claim has been credited to my account , and I really appreciate all the help and effort in making this happen, Thanks once again.

20 Apr 2018

It was indeed a good start to my day today because you understood my issue and have acted accordingly.Thank you for your help

11 Apr 2018

This mail is to provide feedback regarding service provided by you yesterday morning.Thank you again for providing the certificate -Hospital Cash Insurance Policy which I was looking for.Hope your institution continues to provide prompt service in the future as well looking for.I am actually very impressed by the promptness and care with which you attended to my concerns.

11 Apr 2018

I would specially like to thank Mr Benjamin for his response to my case. He took up my case judiciously and brought it to its logical end. I really appreciate it. The after sale service provided by Royal Sundaram has impressed me to such extent that I shall always discuss with my relatives and friends and encourage them to take health insurance policy from Royal Sundaram.

21 Mar 2018

Excellent service from your team. In less than 24 hrs your team sent the documents and I received on the next day. Satisfied with your service level. Keep continue

10 Jan 2018

Thanks team. Sometime back I spoke with Akanksha, regarding non receipt of my policy documents, she was very polite & answered all my queries regarding my 03 quires in one go. Thanks Akanksha

12 Dec 2017

I really appreciate your gesture and and quick response Hope to be back with you after renewal Thanks a lot

17 Oct 2017

Thank you very much to the Royal Sundaram team for the timely intervention and swift response. My family and I are very happy and indebted to Royal Sundaram team for the response and frequent assistance given by your team. Mr Ravishankar even called my family wishing speedy recovery post discharge from the hospital. I am proud of being a Royal Sundaram Customer as I never had such good experience anywhere in the world of customer services.

10 Feb 2017

I hereby acknowledge the receipt of your warm and nicely worded email for which I convey my HEARTY THANKS. Needless to add that I very much appreciate your personal attention in the matter of prolonged delay and help for expediting my case within few days. Once again I convey my sincere thanks particularly to you and in general executives and staff Members of Royal Sundaram General Insurence Co. Ltd. cc:- IRDA COMPLAINTS. WITH FOLLOWING NOTE :- I am confirming that my complaint is satisfactorily resolved. I convey my HEARTY THANKS FOR HELPING ME IN RESOLVING MY GRIEVENCE OF SETTLEMENT OF MY CLAIM.

16 Mar 2016

Royal Sundaram assistance is so convenient that without meeting any representative we could buy the product from there.

08 Mar 2016

During claim settlement process, I didn't face any issues. The whole process was so fast and easy then other health Insurance policy provider. 100% satisfaction.

03 Mar 2016

I am so happy and satisfied with the service provided by Royal Sundaram that I would recommend everyone to purchase Health Insurance policy from here.

17 Feb 2016

Your call centre executive helped me with buying health insurance policy. Appreciate the good response and easy documentation for the policy.

12 Feb 2016

We have a health policy from Royal Sundaram. My husband was admitted last month, after which we submitted our claim for cash reimbursement. Thanks for the team for settling our claim and helping us in the crucial time.

11 Feb 2016

Thanks for the prompt response from your team in settling my claim. Great job! Thank You

23 Jan 2016

Royal Sundaram's service is excellent. I needed health insurance policy and i got it from them swiftly and easily.

09 Jan 2016

The staff that call for assistance are so good in explaining each and every minute detail of the policy. I liked d way the executive explained me though I dnt remember his name but he made my life simple and purchase easy.

15 Dec 2015

After experiencing the best service from Royal sundaram for their Car insurance policy, I purchased their health insurance policy and they never disappointed me. The service was the best.

30 Nov 2015

I have royal sundararm health insurance policy and I have satisfied with the company and quick settlement

21 Nov 2015

I had taken health insurance from your insurance company. so proceeding with car insurance

29 Sep 2015

"excellent service i am also having health insurance plan with the company no problem in renewing the policy so far"

16 Aug 2015

Overall good experience while getting health insurance policy from Royal Sundaram.

11 Aug 2015

It is great to use your online facility. Easy health insurance online purchase process.

06 Aug 2015

Interaction about health insurance with your company was good.

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