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Health Insurance for Kidney Failure requiring Regular Dialysis

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Long-term (chronic) diseases cause kidney damage over a number of years ultimately resulting in kidney failure. Some common causes of kidney failure are:


• Diabetes

• Hypertension (high blood pressure)

• Kidney inflammation

• Polycystic kidney disease where multiple cysts are formed in the kidneys


When the kidneys fail meaning they are no longer able to perform their function of purifying the blood, doctors may prescribe dialysis. There are two kinds of dialyses; hemodialysis, peritoneal dialysis. In hemodialysis, the patient’s blood is pumped into a machine which filters wastes, salts and fluid from it and then returns it to the body.


It is the most common procedure for treating advanced kidney failure. The procedure helps patients live active lives despite failing/failed kidneys.


Peritoneal dialysis on the other hand utilizes the blood vessels in the abdominal lining (the peritoneum). These blood vessels perform the kidneys’ function and together with a cleansing fluid that flows into and out of the peritoneal space clean the blood. Patients undergoing hemodialysis need to follow a strict treatment schedule, make changes to their diet and follow their prescribed medication regularly.


In case you or your loved one require dialysis it is better to be prepared financially for the treatment costs involved. Royal Sundaram's health insurance plans are available with provisions such as pre- and post-hospitalization expenses, lifetime renewal, and provide ready access to more than 3000 network hospitals. Covering medical costs in the eventuality of a kidney failure requiring regular dialysis can be accomplished with Royal Sundaram health insurance for kidney failure requiring regular dialysis.

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