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Health Insurance for Open Heart Replacement

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Heart replacement or a heart transplant is a complicated procedure involving removing a diseased or non-functional heart from a person’s body and replacing it with a heart from a healthy donor body. It involves up to three surgeries lasting several hours. Repair of heart valves involves surgery to repair or replace diseased heart valves.

The heart has four valves:

Aortic valve

Mitral valve

Tricuspid valve

Pulmonic valve

Usually it is the mitral valve that is repaired. The aortic valve is only replaced, because it is impossible to repair it. Very rarely are the tricuspids or the pulmonic valves repaired or replaced. Traditionally, repair of heart valves meant open-heart surgery where the chest was and the heart stopped for the surgeon to repair the valve. However now minimally invasive techniques have evolved that allow valve repair without open heart surgery. A heart transplant however would need an open heart surgery.

Symptoms that indicate you need repair of heart valves include:


Chest pain

Difficulty breathing 

Heart palpitations

Swelling of the feet, ankles, or abdomen (edema)

Rapid weight gain due to fluid retention

Should you or a loved one need to undergo open heart replacement or repair of heart valves it is important to have medical insurance as these are complicated, expensive procedures requiring several days of hospital stay. Royal Sundaram's health insurance plans are available with provisions such as pre- and post-hospitalization expenses, lifetime renewal, and much more. Covering medical costs for procedures such as open heart replacement or repair of heart valves can be accomplished with Royal Sundaram health insurance for heart replacement or repair of heart valves.



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