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Key Benefits - Smart Cash Plan

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Smart Cash Plan is a daily cash benefit plan, which in the event of hospitalisation can help you secure your finances
 

Key Features of Smart Cash Plan

  • Instant Policy, No documentation 
  • Renew policy anytime, anywhere with InstaRenew.
  • Dedicated Customer Services Helpline - 1860 425 0000.
  • Easy, ISO certified Claims process.
  • Flexible policy tenure viz 1,2 & 3 years
     

Key Benefits of Smart Cash Plan

  • Smart cash plan offers coverage for 180 days per policy year and includes treatment taken abroad whilst on a holiday or official visit
  • Smart cash plan through three different plans offers wide range of daily benefits from Rs.500/- to Rs.10000/- per day of hospitalisation exceeding 24 hours.
  • Double the daily benefit for a maximum of 15 days, if hospitalisation is due to a rail/road/air accident. 
  • If hospitalisation exceeds 15 days, a lump sum of Rs.10000/- is payable in addition to the hospital confinement benefit, once during the Policy year.
  • Lump sum payment on diagnosis of listed Critical Illnesses. (applicable based on plan chosen)
  • A lump sum amount is payable in the event of hospitalisation resulting in child birth. (applicable based on plan chosen)
  • Health Check-up cost reimbursement benefit (applicable based on plan chosen)
  • Double the daily benefit for a maximum of 5 days, for admissions in ICU (applicable based on plan chosen)
  • Parental accommodation benefit in addition to Hospitalization benefit if insured person hospitalized is aged up to 12 years (applicable based on plan chosen)
  • Emergency family member visit from abroad (applicable based on plan chosen)
  • Personal Accident Benefit as offered as optional benefit on payment of additional premium

    Please refer policy document for other features and benefits offered in various plans (Silver, Gold and Platinum) available under Smart Cash Plan.

    Additional Features

  • Income Tax Benefit under section 80D of Income Tax Act, 1961.(excluding premium paid for Personal Accident Optional Benefit)
  • Discount of 10% on insuring 3 or more family members.
  • Discount of 10% & 12.5% for 2 and 3 years tenure respectively.

    Learn about the multiple Plans and affordable Premium rates

Benefits/Plans

Silver

Gold

Platinum

Hospital Confinement Benefit (including whilst on a trip abroad)




Accident Hospital Benefit - Double Benefit




Convalescence Benefit




Critical Illness Benefit




Joint Hospitalisation due to Accident




Child Birth Benefit




Pre-Existing Disease Benefit




Health Check-up cost reimbursement




ICU Benefit




Parental Accommodation Benefit




Emergency Family Member visit




Optional Benefit - PA cover(Death, PTD & PPD)




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