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Plan & Premium - Smart Cash Plan

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Smart Cash Plan is available in three plans – Silver, Gold & Platinum and offers wide range of daily benefit from Rs.500/- to Rs.10000/-

Silver

 Gold

Platinum

Daily Benefit

Personal Accident

Daily Benefit

Personal Accident

Daily Benefit

Personal Accident

Rs.500/-

Rs.1000/-

Rs.1500/-

Rs.2000/-

Rs.2500/-

Rs.3000/-

Sum Insured 

10 lakhs (Optional)

Rs.3000/-

Sum Insured  15 lakhs (Optional)

Rs.5000/-

Sum Insured  25 lakhs (Optional)

Rs.4000/-

Rs.7500/-

Rs.5000/-

Rs.10000/-

 

 
Benefits covered under various plans
 
             Plan
                                  Benefits

Silver / Gold / Platinum

Hospital Confinement including whilst on a Trip abroad
Accident Hospitalization Benefit
Convalescence Benefit
Critical Illness Benefit
Joint Hospitalisation due to an Accident

Gold / Platinum

Child Birth Benefit
Pre-Existing Disease Benefit
Health Check-up cost reimbursement

Platinum

Intensive Care Benefit
Parental Accommodation Benefit
Emergency Family Member visit from abroad
 
 
 

Service Tax of 15%(including Swachh Bharat Cess of 0.5% & Krishi Kalyan Cess of 0.5%)
will be applied on the below premium
 

1year

Silver

Gold

Platinum

Age Band (in yrs.)

500

1,000

1,500

2,000

2,500

3,000

3,000

4,000

5,000

5,000

7,500

10,000

91 Days-45

638

1,276

1,751

2,225

2,700

3,175

3,524

4,699

5,874

6,141

9,212

12,282

46-70

709

1,418

1,945

2,473

3,000

3,527

3,917

5,223

6,529

7,110

10,665

14,220

**71-80

709

1,418

1,945

2,473

3,000

3,527

5,146

6,861

8,576

10,747

16,121

21,494

**81+

920

1,841

2,525

3,237

4,026

4,850

5,660

7,547

9,434

11,822

17,733

23,644

 
  2years

Silver

Gold

Platinum

Age Band (in yrs.)

500

1,000

1,500

2,000

2,500

3,000

3,000

4,000

5,000

5,000

7,500

10,000

91 Days-45

1,148

2,297

3,152

4,005

4,860

5,715

6,344

8,459

10,573

11,054

16,581

22,108

46-70

1,276

2,552

3,501

4,451

5,400

6,349

7,051

9,401

11,752

12,798

19,197

25,596

**71-80

1,276

2,552

3,501

4,451

5,400

6,349

9,262

12,350

15,437

19,345

29,017

38,690

**81+

1,657

3,313

4,544

5,827

7,247

8,729

10,188

13,585

16,981

21,279

31,919

42,559

 

The above two year premium rates includes a 10% tenure discount.

 

3years

Silver

Gold

Platinum

Age Band (in yrs.)

500

1,000

1,500

2,000

2,500

3,000

3,000

4,000

5,000

5,000

7,500

10,000

91 Days-45

1,675

3,350

4,596

5,841

7,088

8,334

9,252

12,335

15,419

16,120

24,180

32,240

46-70

1,861

3,722

5,106

6,492

7,875

9,258

10,283

13,710

17,138

18,663

27,995

37,327

**71-80

1,861

3,722

5,106

6,492

7,875

9,258

13,507

18,010

22,512

28,211

42,317

56,423

**81+

2,416

4,831

6,627

8,498

10,568

12,730

14,858

19,811

24,763

31,032

46,548

62,065

 

The above three year premium rates includes a 12.5% tenure discount

 

**Premium charges above the age of 70 years are applicable only for renewals under Gold and Platinum Plan

 

Premium table for Personal Accident Benefit - Optional Benefit

 

Service Tax of 15%(including Swachh Bharat Cess of 0.5% & Krishi Kalyan Cess of 0.5%)
will be applied on the below premium

 

Plans

Silver

Gold

Platinum

Sum Insured (In Rupees)

10 Lakhs

15 Lakhs

25 Lakhs

1 year

900

1350

2250

2 years (including 10% tenure discount)

1620

2430

4050

3 years (including 12.5% tenure discount)

2360

3540

5900

 
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