20 March, 2013
Welcoming a new member of a family is the most happy moment in any one’s life, and if it is a new born the happiness is manifold.
The period of pregnancy & delivery calls for a lot of expenses to be made. Not only delivery, but also some complications of pregnancy require a care as in patient in hospital.
While health insurance is designed to cover any disease/ accident, maternity does not fall under the scope of a normal health insurance. However Group Health policies covering employees of an organization offering this coverage to certain extent. However there had been a constant demand for maternity coverage from market of younger population which is a target segment of any Insurer. This has opened gates for such a cover in health insurance.
With the growing popularity of the plan, almost every provider seeks to offer this benefit to its customers. Hence, when planning to avail a maternity cover , check if your existing provider offers Maternity coverage. Delivery of upto 2 children are covered under this benefit.
Few things that you need to keep in mind while buying a plan offering maternity cover