For buying a new policy call 094444 48899. For customer service call 1860 425 0000.


Home Insurance

Health Insurance

Gruh Suraksha Home Insurance Plan - Quality Home Insurance 

Gruh Suraksha Home Insurance Plan is a  comprehensive package of insurance benefits designed to cover your Building and Household articles like Contents, Appliances, Jewellery, Mobile equipments etc. Home is where our precious possessions are kept and hence this is the place which is intertwined with our day to day living. Needless to say this is the place where our heart is whether we are physically present there all the time or not. Hence the safety of our Home and the priceless possessions we keep inside always will have to be accorded prime importance and protected in all possible ways from untoward incidents and mishaps. The very thought of any loss or damage to the structure or the expensive articles kept inside can be quite painful bringing in more agony and hence they have to be protected from perils both natural and manmade. Hence getting a good home insurance cover is of paramount importance to you. Gruh Suraksha Home Insurance Plan is a comprehensive Home Insurance Plan offering holistic home insurance solutions to every discerning customer. Gruh Suraksha Home Insurance Plan offers coverage under the below 2 sections.

Section I - Building 

This section offers a comprehensive cover for your residential flat/house.


  • Coverage available on reinstatement value basis from silver plan onwards.
  • Comprehensive cover including fire and allied perils and earthquake.
  • Coverage for compound wall and landscaping too.
  • Policy can be taken for a long term tenure of up to 20 years.
  • Escalation benefit to increase the base sum insured each year by 10% for the full policy tenure.
  • Option of tenure discount, if escalation benefit is not opted.
  • Optional add on covers for rent for alternate accommodation and loss of rent.
  • Coverage includes loss or damage to doors and windows due to burglary

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Section II - Household Articles

This section offers a comprehensive cover for contents, appliances, jewellery, mobile and external equipment’s and much more.


  • Coverage available for up to Rs50 lakhs each for contents, appliances & jewellery.
  • Coverage available for mobile phones, I-pad, I-pod, laptops and palmtops up to Rs10 lakhs.
  • Coverage for external equipment’s like DG set & solar water heater up to Rs10 lakhs.
  • Coverage for temporary resettlement of 1 week up to Rs 50,000/-.
  • Coverage for loss of cash up to Rs25,000/-, while returning from bank.
  • Optional PA & Employee compensation cover for employees working at home.
  • Option to choose a policy tenure of up to 3 years.
  • Comprehensive cover which will include, depending on the sections / plan opted, fire and allied perils, burglary, electrical and mechanical breakdown and accidental damage.

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Feel free to call one of our dedicated insurance advisors for help on 094444 48899.

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