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5 Necessary Riders to Enhance Home Insurance Cover

28 January, 2016

Owning a home certainly brings a sense of safety and comfort to individuals and families. Home ownership also comes with its fair share of responsibilities however, with safety and maintenance being major concerns. Although security systems and precautions may help to an extent, there is no better way to protect your home than by getting it insured.

Despite the extensive coverage they offer, home insurance plans may not provide cover for certain crucial circumstances and conditions. This said, you may have the choice to include them as additional or optional covers. Such policy extensions are known as home insurance riders.

Here are some of the important insurance riders you should consider adding to your policy:

1. Terrorism

Destruction resulting from acts of terrorism is not usually a part of the cover offered by your home building insurance. However, it is available as a rider in most plans. So, if you live in a city prone to terror attacks or in the vicinity of high value terror targets, it may be a good idea to include this rider.

Royal Sundaram offers various policies and you can buy your Home Insurance online from the comfort of your home. With policies like the Home Content Insurance plan you will instantly get protection for the appliances, furniture, and jewelry stored within your home.