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Cover of Care

The Economic Times, 01 March, 2006

Broken leg? Chicken pox? Well, whatever it is, you can get back from hospital in the pink of health with your pockets not lighter even by a penny. Whether it is your local nursing home or a five-star hospital, the dream of getting cashless treatment seems to be taking off if you have paid a premium and availed of medical insurance.Soothsayers may not have predicted this but health insurance is here to stay, what with the market growing at 30% year on year. In the insurance space, it is perhaps one of the fastest growing sectors and will only get bigger, predict industry experts.The optimism among players is not without reason. Until about five years ago, PSUs were offering health insurance as part of their product portfolio under the brand name Mediclaim. With the government opening up the sector to private players, such companies as ICICI Lombard, Bajaj Allianz, Royal Sundaram and Aviva have joined the fray. ''There is a lot of potential in this sector and we ourselves have seen more than 100% growth in the past three years,'' says Santosh Balan of Bajaj Allianz.

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