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Royal Sundaram launches first-of-its-kind Indexation Benefit with 'Master Product -Total Health Plus'

06 August, 2012


• Provides Health Insurance Cover up to Rs.20 Lakhs
• Offers Life time renewal
• Launches ‘Master Product -Total Health Plus’ in Pune one of the fastest growing business centres

 

Pune, August 06, 2012: Royal Sundaram Alliance Insurance Company Limited (www.royalsundaram.in), today launched a new health insurance plan ‘Master Product - Total Health Plus’, with an innovative feature, INDEXATION BENEFIT

 

K Srividya, Business Head - Underwriting & Claims (Health & Accident) said, “The unique Indexation Benefit has been introduced for the first time ever by any Insurance Company, in India. It assures automatic gradual increase of the Sum Insured, at every renewal, up to 100%, irrespective of a claim made or not. This innovative feature, Indexation Benefit, and the product, ‘Master Health – Total Health Plus’, is an outcome of our customer insights and their growing needs. The company designed this product with a view to offers quality health Insurance and much more additional benefits.”

 

‘Master Product -Total Health Plus’ also offers Accident Hospitalisation Benefit. Srividya further adds, “Our customers will enjoy 50 % wider coverage, at no additional cost, in case of accidents. This benefit is designed to offer a degree of comfort in the time of distress. For example, if a customer chooses Sum Insured of Rs.3 lakhs, then his accident hospitalisation cover shall be Rs.4.5 lakhs. Hence, longer stay, multiple visits to hospital for treatment and high critical care will be taken care by this benefit.”

 

PLUS Benefits

 

Indexation Benefit  --   Accident Hospitalisation Benefit  --  Maternity Benefit  --  Hospitalisation Fixed Cash Benefit  --  Outpatient Treatment Charges Benefit  --  Outpatient Dental Care Benefit  --  Cost of Contact Lens, spectacles, hearing aid

 

PLUS Features

 

5% No Claim discount on renewal  --  Individual & Floater Cover

 

Key Benefits

 

Hospitalisation expenses  --  Day care expenses  --  Pre & Post hospitalization expenses  --  Ambulance charges  --  Master health check-up

 

Ajay Bimbhet, Managing Director, Royal Sundaram, said, “Owning a health insurance policy is a must in today’s scenario. Looking at the spiralling cost of health care and growing health concerns, it becomes extremely important to lookout for quality health insurance for total protection. ‘Master Product – Total Health Plus’ is an addition to our existing plethora of health insurance products, which offers much beyond just indemnity cover.”

 

Ajay further added, “As a progressive company, Royal Sundaram has focussed on tapping the massive potential in the rapidly developing Tier II markets. Pune has been one of the fastest growing business centres amongst the non-metro cities. The growing awareness and opportunities offered by these markets have encouraged us to increase our footprint and offer innovative products and services before it is offered elsewhere. We are hopeful to expand our health portfolio with greater emphasis on Retail Health Insurance business.”

 

About Royal Sundaram

 

Royal Sundaram Alliance Insurance Company Limited is a joint venture between Sundaram Finance and Royal & Sun Alliance Insurance plc, UK, where the former holds 74% and the latter holds 26% of the equity. Royal Sundaram is the first private non-life Insurance Company licensed to operate in India.

 

Royal Sundaram offers a range of innovative general Insurance products which includes Motor, Health, Personal Accident, Home and Travel Insurance for individual customers. The Company’s Accident & Health claims process received ISO 9001-2008 certification for effective customer service delivery.  For Commercial clients, Royal Sundaram offers a wide range of specialised insurance covers in Fire, Marine, Engineering, Liability and Business Interruption risks. Royal Sundaram also offers specially designed products to the Small and Medium enterprises and Rural customers.  Royal Sundaram currently has over 5 million customers, 1700 employees and its products are distributed in over 180 cities across India, through Agents, Distribution Partners, Affinity Partners and Brokers.

 

About Sundaram Finance

 

Sundaram Finance, a Non-Banking Finance Company, is one of the most respected financial services companies in India. It finances the entire range of commercial vehicles, passenger cars, construction equipment & tractors. The Group's operations also extend to Insurance, Asset Management, Home loans, Business Process outsourcing and Infotech Solutions. Sundaram Finance has a Nationwide presence with over 500 branches and over half a million customers and depositors who are serviced by over 4000 employees.

 

About RSA

 

With a 300 year heritage, RSA is one of the world’s leading multinational quoted insurance groups. It has the capability to write business in around 140 countries and major operations in the UK, Ireland, Scandinavia, Central and Eastern Europe, Canada, Asia, the Middle East and Latin America. Focusing on general insurance, it has around 23,000 employees and, in 2011, its net written premiums were £8.1 billion.

 

For further information:

  

Saradamani Dey
Royal Sundaram Alliance Insurance Company Ltd.
saradamani.dey@royalsundaram.in   

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