About Travel Insurance

About Travel Secure

Your search for high quality overseas travel insurance stops here

Travel related risks while you are in a foreign country, like an accident abroad, loss of travel documents, hospitalization due to sickness/accident can turn out to be quite disturbing and at the same time expensive. Besides the protocol and procedures to be followed in the respective country and the corresponding anxious moments and unnecessary worries it can have on the traveler, it can also give a considerable financial burden.

Royal Sundaram brings to you “Travel Secure”, which is a comprehensive Travel Insurance Plan which offers holistic travel insurance solutions to every discerning traveler.

Travel Plans Available

Plans Available

These coverages are designed to enhance the level of protection offered in the basic cover.

Leisure

A comprehensive plan for a holiday abroad, with SI starting from 50,000 USD up to 10 lac USD.

Multi trip

A customized annual plan for frequent business travelers who undertake multiple trips in a year.

Students

A very useful annual plan for all students going abroad for studies, duration of which can be from 1 to 7 years.

Asia

An affordable plan exclusively for travel within Asia.

Senior

A tailor made plan for members aged 71 and above.

Key Features

Key Features

Coverage from Country perspective
Coverage is available for travel to countries for which a valid visa has been obtained. From a country perspective, we have classified our coverage under the following options.

  • Worldwide including Americas (Americas include North, Central, South America and Canada. Option to include Schengen countries)
  • Worldwide excluding Americas (Option to include Schengen countries)
  • Asia* (excluding Korea and Japan)

(* Coverage to Korea and Japan shall be available under Worldwide including/excluding Americas category)

Travel Insurance Schema

Age Eligibility

Age Eligibility

 

Plans Adult Children
Leisure, Multi trip and Asia plans Minimum entry age is 18 years. Maximum entry age is 70 years at the commencement date of the Policy. If the Insured Person completes 70 years during the Period of insurance, then the insurance will continue until expiry of the policy or his/her return to Republic of India whichever is earlier. The minimum entry age under this policy is 91 days.
Senior Citizen Plan Minimum entry age is 71 years. There is no maximum entry age. N.A.
Student Plan Maximum entry age is 40 years at the commencement date of the policy Minimum entry age is 12 years
Key Benefits (New)

Key Benefits


Product Benefits - Leisure Trip
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Daily Cash Allowance in case of hospitalization beyond 2 days
Accidental Death and Dismemberment Benefit (Common Carrier) Automatic extension of policy upto 7 days Emergency cash advance
Trip Cancellation Trip Curtailment Missed Connections/Missed Departures
Bounced Hotel/Airline Booking Political risk and Catastrophe evacuation Compassionate Visit
Emergency Hotel Extension Loss of Baggage and Personal Effects Return of Minor
Difference in Airfare due to delayed or early return Personal Liability Benefit Home Content Insurance (in INR) 
Product Benefits - Multi Trip
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Daily Cash Allowance in case of hospitalization beyond 2 days
Accidental Death and Dismemberment Benefit (Common Carrier) Automatic extension of policy upto 7 days Emergency cash advance
Trip Cancellation Trip Curtailment Missed Connections/Missed Departures
Bounced Hotel/Airline Booking Political risk and Catastrophe evacuation Compassionate Visit
Personal Liability Benefit Difference in Airfare due to delayed or early return  
Product Benefits - Senior Citizen
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Emergency cash advance
Trip Cancellation Missed Connections/Missed Departures Political risk and Catastrophe evacuation
Difference in Airfare due to delayed or early return    
Product Benefits - Asia
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Accidental Death and Dismemberment Benefit (Common Carrier)
Emergency cash advance Trip Cancellation Compassionate Visit
Product Benefits - Student
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Missed Connections/Missed Departures
Compassionate Visit Study Interruption Sponsor Protection
Bail Bond Felonious Assault (Accidental Death and Dismemberment) Maternity benefit for termination of pregnancy only
Treatment for mental and nervous disorders: including alcoholism and drug dependency Cancer screening and mammography examinations Child Care Benefits
Coverage for pre-existing conditions Accidental & Sickness Ambulance Charges Physiotherapy
Loss of Laptop Suicide  
Travel FAQ

FAQs

Questions about Travel Insurance? Get your answers here.
 
Travel Tips

Tips

Tips for Travel Insurance.

Common Travel Insurance Questions and Misconceptions Answered

Traveling is an important event in everybody's life. No matter how much we love to travel, we should not underestimate the risks

How Does Travel Insurance Help In Case Of Baggage Loss?

When planning for a trip, a travel insurance plan is certainly a must. This holds true especially for international travel. Miles away from your home country, there are different experiences that every traveller has

Here's How Travel Insurance Helps You During Trip Interruptions?

A travel insurance is the protection cover that safeguards you from all the mishaps that can take place on your trip. This plan covers you for trip cancellations before you commence your trip as well as trip interruptions

Five Tips To Help You Buy The Right Travel Insurance

You can go and buy travel insurance online or offline but make sure you buy the right one. These are some travel insurance tips which you need to know about. While buying one, these are a few things that you must look for in the policy document

Travel Terms and Condition

Policy Terms and Conditions

We request you to carefully read and understand the Terms and Conditions, before you buy the Policy. All claims are processed strictly according to it. Please speak or chat with our Customer Support Team, if you need any clarification.

Insurance is the subject matter of solicitation. The declaration about your health and other information provided during process of policy purchase becomes basis of the contract.