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Travel Insurance

Travel Insurance


Gaining new experiences is one of the most essential aspects of life. Travelling possesses the power to transform us; it serves as a stimulant to the body and the mind and brings about a heightened sense of joy in our lives. So, whether it is a vacation that you are looking forward to or a business trip, travelling overseas is surely an exciting affair and one you need to be prepared for. Opting for a travel insurance plan protects you from unforeseen circumstances that include medical and non-medical emergencies.
It is all about being proactive and ensuring that you do not experience any form of discomfort, especially when you are away from your native country. Designed to secure you from risks, Royal Sundaram’s Overseas Travel Plan offers total coverage against loss of baggage, any form of baggage delays, flight delays, loss of essential documents and medical expenses, at the most affordable rates. The packages offered by Royal Sundaram ensure that all your trips are risk and hassle-free.

Who can be insured?

This comprehensive package can insure infants over 90 days old and adults, up to the age of 70 years, for all their trips outside of the country.  Before you apply for the plan, you need to clarify the purpose of your visit, as these plans are not available for immigration or education overseas.

The duration of the Cover

There are two types of plans that you can choose from, as per your need: Single Trip plans and Multi-Trip Plans..

1. Single Trip Travel Insurance

This comprehensive plan commences as soon as you board the flight for your trip and is valid until you return. The cover may also cease in accordance with your insurance period, i.e., the duration for which the premium has been paid. You can avail this cover for a period of 180 days.


2. Multi Trip Travel Insurance

This plan is an annual insurance plan that is valid for a period of 365 days. This means you can enjoy innumerable trips throughout the year but under one simple condition: The duration of your trips should not exceed 45 days. Also, in order to avail this cover, you need to ensure that the total number of days spent abroad should not exceed 180 days. 


The coverage provided by Royal Sundaram Travel Insurance

1. Health Cover

Good health is extremely important, especially while traveling in a foreign country. But there is nothing to worry because Royal Sundaram covers your complete health expenses if any, on the trip. The plan includes:
  • Overseas Medical Covers of up to US$ 150,000.
  • Security against unexpected emergency surgeries, diagnostic tests (such as X-Ray, blood tests, scans) and medical aid prescribed by the attending physician
  • Covers emergencies and essential dental treatments
  • Bears the cost of transportation during medical emergencies
2. Inconvenience caused during the trip

If you are a frequent traveller, then you must be well aware of the possibilities of delays, loss of luggage, etc. In order to combat these situations, Royal Sundaram’s Travel Insurance has solutions that allow you to travel worry-free. Here’s what it includes:
  • Total coverage for loss of checked-in baggage
  • Coverage for delays of checked-in baggage which includes reimbursement for emergency purchase of clothing and toiletries, up to a certain limit  
  • Coverage for loss of travel documents  which includes reimbursements and reissuing duplicate documents
  • You can also avail hijack distress allowance under this scheme
3. Home Insurance

This package provides a unique coverage for your home/residence in India, up to Rs. 2 Lakh. It is essential in case of house breaks, fire related incidents, theft, etc. while you are on a trip abroad. Royal Sundaram Travel Insurance is one of the very few insurers to cover Home Insurance in India. This helps you travel worry-free and with complete peace of mind.


4. Automatic Extension

You can avail the facility of automatic extension, where your insurance period is extended by another 7 days before the eventual expiration date. This is useful especially during times when there is an unexpected delay that cannot be avoided.


5. Personal Liability

Royal Sundaram will provide a cover of up to US$ 200,000, if you become a legal liability to a third party abroad.


6. Personal Accident

Royal Sundaram provides cover in case of an unfortunate accident. This coverage is available for disabilities, as well as deaths.


7. Repatriation of remains

Compensation is provided for the transportation of mortal remains to one’s own country, in case of an unfortunate and untimely death of the insured.


For more details about the coverage and exclusions, please refer to the Terms and Conditions.

Learn about more features and benefits of Royal Sundaram Travel Insurance 


Buy Travel Insurance Policy Online:

  • Click on the Travel Insurance Quote link and you will be redirected to our secure webpage to purchase the policy
  • You must enter your personal details (name, contact details, etc.) and click on Proceed to Continue.
  • The next page will provide you with details such as queries regarding the inclusion of USA/Canada, whether you require insurance for a Single Trip or Multiple Trips, details of the travellers, the insurance plan, etc. You can click on Calculate Premium after furnishing the required information.
  • Our online calculator will calculate the premium based on your inputs and eventually display the quote in the corresponding page
  • If you wish to continue, please click on Proceed. Please note down the Quote ID for Travel Shield Online. If you wish to continue later, you can mention the ID and continue buying the policy
  • You will be directed to the Additional Information page. Please furnish your Passport Number and mention if you suffer from any pre-existing diseases. You must also enter details of the nominee, etc. Click on Proceed to continue
  • Please furnish your address for communication in the next page. Please note: All important communication regarding your policy will be sent to this address. Click on View Summary after entering relevant information
  • You will be directed to the Summary page. Please check the details displayed on the page. The same will be mentioned in your policy. After the verification process, please click on Proceed to Pay for the eventual purchase

The policy is available instantly, as soon as you complete the online formalities. You can eventually print and enjoy the perks offered by Royal Sundaram Travel Shield Online!
Save cash and receive an instant travel insurance quote, from the comfort of your home. Or feel free to call one of our dedicated insurance advisors for help at: 094444 48899.

Customer Reviews

Average Rating 4.41
5(Based on 17 ratings)

17 Reviews
Reviews (17)
Travel Insurance
14 Nov 2017

This is Yasmin Shaikh one of your customers. I called on an angry note but I got real quick and great help from Bhupender Rana as he sent my documents immediately. If such people work for you than its a good company. Give him the required rewards as he is excellent at his work. Thanks a lot for the great service.

06 Nov 2017

Thank you all of Royal Sundaram team I am very happy to tell my experience with your quick pleased service.

15 Apr 2016

It is so convenient to buy travel insurance policy by Royal Sundaram with quick processing time and less documentation and 24x7 help from their online executives.

07 Apr 2016

While travelling to Maldives my luggage got lost due to mismanaging at by airport officials. Thanks to Royal Sundaram's Travel insurance Plan which covered total loss of checked in baggage.

12 Mar 2016

Buying an international travel policy is so much easier with Royal Sundaram. The executives are so patient and answer each and every queries.

09 Mar 2016

The live chat service was prompt. The Executive John who dealt with my query, were precise in giving details about travel insurance policy. They made sure that they explain me everything regarding policy and its term & condition. Thank you for making my purchase so easy.

02 Mar 2016

Had a best experience with my Royal Sundaram health insurance policy that I opted for their travel insurance policy while travelling abroad. Best service! Great work! Keep it Up!

17 Feb 2016

Got my claim settled in quick time. Thanks to the team for helping me out.

13 Feb 2016

Bought travel policy a day before we went on holidays. Thanks for easy online process on website.

13 Feb 2016

I have recently taken travel insurance policy from Royal Sundaram. Customer executive was very supportive about my requirement and helped me with the entire process.

10 Feb 2016

Purchasing travel insurance from website is bad. Looking forward for the best good service.

20 Jan 2016

Had an Awesum experience with Royal Sundaram Travel insurance policy. I would not hesitate to renew the policy again.

18 Dec 2015

My luggage got misplaced by the airlines while I was traveling to Singapore. Thanks to Royal Sundram’s Travel Insurance that covered my luggage loss and reimbursed me.

22 Nov 2015

Average site to buy travel insurance thank u!

30 Oct 2015

I am a past user of your Travel Insurance and find your site extremely user friendly

19 Aug 2015

Very easy to buy online policy and it just took less than 5 mins to buy my travel insurance.

11 Aug 2015

I am your existing customer for car insurance. Now i am associated with Royal Sundaram with Travel Insurance policy too.

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