For buying a new policy call 094444 48899. For customer service call 1860 425 0000.

FEEDBACK

Key Benefits - Travel Insurance Policy

Travel Insurance

 

Buy Travel Insurance Policy online,
within 5 minutes

 

Key Benefits of Royal Sundaram Travel Insurance
 

  • Get Policy within 5 minutes, without documentation or medical tests, online.

  • 24 X 7 dedicated customer helpline, facility to chat online for information.

  • Easy, ISO certified Claims process.

  • Flexible cover with attractive Premium rates.
  • Cashless hospitalisation in abroad.

 

Exclusive features of Royal Sundaram Travel Insurance
 

1. Medical
  • Medical advice over telephone.

  • Medical services provider referral.

  • Arrangement of hospital admissions.

  • Monitoring of medical condition during hospitalisation.

  • Direct settlement for in-hospital medical expenses.

  • Arrangement of emergency medical evacuation.

  • Arrangement of medical repatriation.

  • In the unfortunate event of death, arrangement of transportation of mortal remains.

  • Medical expense covered up to 60 days even after the expiry of Policy, if person is undergoing medical treatment.

  • If emergency treatment can be provided in India and person's transportation is possible, we will cover treatment for up to 30 days in India.

 

2. Trip
  • Innoculation and Visa requirement information.

  • Lost baggage and lost Passport assistance.

  • Embassy referral service.

  • Exchange rate information.

 

3. General
  • Legal referral service.

  • Weather information.

  • Interpreter referrals.

  • Emergency message transmission service.

  • Information on claims procedure.

 

Risks Coverage * Multi Trip Single Trip Deductibles
Overseas Health Cover 100000 150000 25000 50000 100000 150000 USD 100
Emergency Dental treatment 400 400 300 300 400 400 USD 150
Repatriation of remains 7500 7500 7500 7500 7500 7500 Nil
Hospital Daily Allowance (after 72 hours) 15/day (a max of 150) 15/day (a max of 150) NA NA NA NA 72 hrs
Accidental Death & dismemberment 24 hours 25000 25000 5000 10000 15000 15000 Nil
Accidental Death & dismemberment Common Carrier NA NA NA NA 5000 5000 Nil
Loss of Checked Baggage 1000 1000 250 500 1000 1000 Nil
Baggage Delay (After 12 hrs) 100 100 50 50 100 100 12 hours
Loss of Passport, Visa 250 250 250 250 250 250 USD 30
Hijack Distress Allowance 100 per Day 100 per Day NA NA 100 per Day 100 per Day 24 hrs
Max 500 Max 500     Max 500 Max 500
Trip Delay(After 12 hrs) 10 per 12 hrs 10 per 12 hrs NA NA 10 per 12 hrs 10 per 12 hrs 12 hrs
Max 100 Max 100     Max 100 Max 100
Home Insurance (Per Family) 200000(INR) 200000(INR) NA NA 100000 (INR) 100000 (INR) Nil
Personal Liability 200000 200000 50000 100000 100000 100000 USD 200
Automatic Extension of Policy up to 7 days extension Yes Yes Yes Yes Yes Yes Nil
 * In USD except where stated otherwise

 

Exclusions from Travel Health Insurance
 

This travel insurance policy does not cover claims arising out of exclusions. Some of the important exclusions are stated here. For details please refer the policy wording.

 

1. Overseas Health cover
  • Claims arising out of pre-existing diseases, whether known or unknown and complications arising from them.

  • Pregnancy and related complications.

  • Medical expenses incurred as a result of alcohol and/or drug abuse, addiction or overdose.

  • Treatment that could reasonably be delayed until the Insured Person's return to the Republic of India.

  • Any costs related to mental or psychiatric disorders.

 

2. Personal Accident Cover 
  • Accident whilst engaging in aviation or ballooning, except when the Insured Person is flying as a fare paying passenger on a multi engine, commercial aircraft.

  • Any claim for death or Disablement of the Insured Person from,
      (a) Intentional self-injury, suicide or attempted suicide.
      (b) Whilst under the influence of intoxicatin liquor or drugs.
      (c) Self-endangerment unless in self-defense or to save life.

 

3. General Exclusions

Any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semiprofessional sports persons, unless declared beforehand and necessary additional premium paid.

 
Calculate Premium

Interested in Travel Insurance?

Please provide your details and we will call you!

* Mandatory Fields