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Easy, ISO certified Claims process.
Cashless hospitalisation in abroad.
Medical advice over telephone.
Medical services provider referral.
Arrangement of hospital admissions.
Monitoring of medical condition during hospitalisation.
Direct settlement for in-hospital medical expenses.
Arrangement of emergency medical evacuation.
Arrangement of medical repatriation.
In the unfortunate event of death, arrangement of transportation of mortal remains.
Medical expense covered up to 60 days even after the expiry of Policy, if person is undergoing medical treatment.
If emergency treatment can be provided in India and person's transportation is possible, we will cover treatment for up to 30 days in India.
Innoculation and Visa requirement information.
Lost baggage and lost Passport assistance.
Embassy referral service.
Exchange rate information.
Legal referral service.
Emergency message transmission service.
Information on claims procedure.
|Risks Coverage *||Multi Trip||Single Trip||Deductibles|
|Overseas Health Cover||100000||150000||25000||50000||100000||150000||USD 100|
|Emergency Dental treatment||400||400||300||300||400||400||USD 150|
|Repatriation of remains||7500||7500||7500||7500||7500||7500||Nil|
|Hospital Daily Allowance (after 72 hours)||15/day (a max of 150)||15/day (a max of 150)||NA||NA||NA||NA||72 hrs|
|Accidental Death & dismemberment 24 hours||25000||25000||5000||10000||15000||15000||Nil|
|Accidental Death & dismemberment Common Carrier||NA||NA||NA||NA||5000||5000||Nil|
|Loss of Checked Baggage||1000||1000||250||500||1000||1000||Nil|
|Baggage Delay (After 12 hrs)||100||100||50||50||100||100||12 hours|
|Loss of Passport, Visa||250||250||250||250||250||250||USD 30|
|Hijack Distress Allowance||100 per Day||100 per Day||NA||NA||100 per Day||100 per Day||24 hrs|
|Max 500||Max 500||Max 500||Max 500|
|Trip Delay(After 12 hrs)||10 per 12 hrs||10 per 12 hrs||NA||NA||10 per 12 hrs||10 per 12 hrs||12 hrs|
|Max 100||Max 100||Max 100||Max 100|
|Home Insurance (Per Family)||200000(INR)||200000(INR)||NA||NA||100000 (INR)||100000 (INR)||Nil|
|Personal Liability||200000||200000||50000||100000||100000||100000||USD 200|
|Automatic Extension of Policy up to 7 days extension||Yes||Yes||Yes||Yes||Yes||Yes||Nil|
Claims arising out of pre-existing diseases, whether known or unknown and complications arising from them.
Pregnancy and related complications.
Medical expenses incurred as a result of alcohol and/or drug abuse, addiction or overdose.
Treatment that could reasonably be delayed until the Insured Person's return to the Republic of India.
Any costs related to mental or psychiatric disorders.
Accident whilst engaging in aviation or ballooning, except when the Insured Person is flying as a fare paying passenger on a multi engine, commercial aircraft.
Any claim for death or Disablement of the Insured Person from,
(a) Intentional self-injury, suicide or attempted suicide.
(b) Whilst under the influence of intoxicatin liquor or drugs.
(c) Self-endangerment unless in self-defense or to save life.
Any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semiprofessional sports persons, unless declared beforehand and necessary additional premium paid.
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