All your household articles like Furniture, Fixtures, Clothing, Carpet, Linen, Electrical items like Refrigerators, Air Conditioners, Washing Machines, DVD Players, Television Sets, Tape Recorders and Electronic items like Computers are covered under this Insurance. Jewellery is also covered under this Insurance.
Fire and Allied Perils, Burglary, Housebreaking and Theft. In addition to this Jewellery is covered against snatching whilst being worn. Please refer to our policy terms and conditions for the full details of coverage and exclusions.
Definitely, the Insurance cover embraces the Jewels worn by your Spouse, Children and Parents residing with you.
This policy covers loss of Jewellery by snatching within India only.
The policy does not cover Laptops / Palmtops.
This policy covers your household contents only and when they are kept in the building, which is not made of Kutcha Construction.
Building(s) having walls and/or roofs of wooden planks / thatched leaves and/or grass / hay of any kind / bamboo / plastic cloth / asphalt cloth / canvas / tarpaulin and there like.
There will not be any increase in the premium. However the Sum Insured gets reduced to the amount of claims settled during the policy period. You can revive the same Sum Insured during renewal.
The cover starts from the date of payment by your Credit Card in the payment gateway.
Yes, all you need to do is to call our customer service or write to them to inform your intention to cancel the policy. However refund of the premium will be on short period rates. Please go through the policy terms and conditions for complete details.
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