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Excelerator Insurance

It is a package insurance cover specifically designed to meet the special needs of the motor trade industry.

This is for you, if you are an Automobile dealer, repair and maintenance garage owner or bodywork specialist.

Summary of Cover


Road Risks

Motor Trade Insurance Policy covers loss or damage to vehicles that you own (or that are in your custody or control) and are used in the course of your business on road (including liability to third parties).

Internal risks

Damage to any motor vehicle belonging to the Insured caused by external accidental means and occurring within the premises.

Property

Fire and burglary cover to buildings and their contents, including machinery furniture's, fixtures, fittings, improvements and decorations by tenants, fixed plain glass, sanitary earthenware, neon and glow sign.

Business Interruption

Loss of profit or increased cost of working resulting from interruption of your business due to damage by fire and allied perils.

Breakdown

Electrical & Mechanical breakdown of office equipment like air-conditioners, photo copiers, water filters, refrigerators, computers and related items.

Portable items

Cover for laptops, palmtops and mobile phones against all risks anywhere in the world.

Money in transit and Money in safe at premises

Cover against robbery, dacoity, burglary and housebreaking.

Dishonesty of Employees

Loss of money or goods caused by fraud or dishonesty of employees.

Group Personal Accident

Any accidental bodily injury resulting in death/disablement. This is a 24-hour worldwide cover.

Baggage

Accidental loss of or damage to baggage while on an official journey anywhere in the world.

Public liability

Your legal liability to pay, including costs and expenses incurred on account of legal liability arising out of accidental bodily injury and/or property damage to third parties happening in your premises.

Salient Features


  • Completely new "all in one" cover for the motor trade industry
  • Personal assault cover for Rs. 25,000 per person subject to a maximum of Rs. 1,00,000 under money section
  • Modern policy wordings
  • Expert Risk Control Program (RCP) on all aspects of safety and loss
  • Prevention/ Minimisation
  • Competitive pricing
  • Superior claim service

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